Business account fees in Hungary: how to compare

Snapshot

Business account fees in Hungary range from no monthly fee with some neobanks to a monthly package fee at traditional banks that varies by bank, as of 19 November 2025. Transaction, card and cash handling fees are charged separately, and a Hungarian financial transaction duty can apply to some payments.

Cheapest monthly fee: No monthly fee with Wise Business, and a free Basic plan with Revolut Business, as of 19 November 2025.
Typical traditional bank: A monthly package fee plus per item charges. The figure varies by bank, so verify the current schedule.
Free option: Yes on some neobank plans. Traditional bank accounts usually carry a package fee.
Providers compared: Several business accounts across banks and neobanks

Fees and features as of 19 November 2025Last reviewed 19 November 2025

General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.

Most business accounts in Hungary charge a monthly package fee, with separate charges for transfers, cards, cash handling and currency conversion. Neobanks such as Wise Business and Revolut Business publish low or zero monthly fees for smaller users, while traditional banks such as OTP Bank, MBH Bank, K&H Bank, Erste Bank Hungary and Raiffeisen Bank bundle services into a single monthly price. The reliable way to compare is to read each provider fee schedule as of the date you apply. Figures below are shown as of 19 November 2025.

What business accounts cost in Hungary

A Hungarian business account fee usually has several parts: a monthly account or package fee, per transaction fees for transfers and direct debits, card fees, cash deposit and withdrawal fees, and currency conversion costs on payments outside the forint. Traditional banks tend to bundle a set number of transactions into the monthly fee, then charge for extras. Neobanks tend to advertise a low headline fee and charge for items such as cash handling or transfers beyond a monthly allowance. One item is specific to Hungary, the financial transaction duty that banks may pass on to certain transfers and cash withdrawals. Comparing only the headline fee can mislead, so add the items your business actually uses.

Monthly account fees

Monthly package fees at traditional banks such as OTP Bank, MBH Bank, K&H Bank, Erste Bank Hungary and Raiffeisen Bank are set per package and per bank, so the figure varies and we do not publish a single number. Neobanks publish lower headline fees, with Wise Business charging no monthly fee and Revolut Business offering a free Basic plan, both as of 19 November 2025. Confirm current figures with the provider, since some quotes exclude VAT and the financial transaction duty.

Transaction, card and cash fees

Beyond the monthly fee, watch the per item charges. Transfers and direct debits may be included up to an allowance, then priced per item, and a financial transaction duty can apply on top. A business debit card may be included or charged separately, and extra cards usually cost more. Cash deposits and withdrawals often carry a fee at traditional banks and may be unavailable at neobanks. Foreign currency payments add a conversion cost, which multi currency providers such as Wise Business price close to the mid market rate. Read each fee schedule for the current figures.

Fees to check before you open

Look at these fee items before you commit, because the cheapest headline price is not always the cheapest overall. Verify with the provider

Monthly account or package fee, and what it includes. Traditional banks such as OTP Bank and MBH Bank price each package differently, so read the current schedule as of 19 November 2025.
Transfer, direct debit and card fees, plus any allowance of free transactions and any financial transaction duty passed on. Neobank plans such as Wise Business with no monthly fee and Revolut Business with a free Basic plan differ widely in what counts as free, as of 19 November 2025.
Cash deposit and withdrawal fees, and currency conversion costs. Neobanks often limit free ATM withdrawals and may decline cash deposits, while multi currency providers such as Wise Business price foreign exchange separately. Verify current figures with the provider.

How to compare fees

List the transactions your business makes in a typical month: transfers, card payments, cash, and any foreign currency. This is the basis for a fair comparison.
Read each provider fee schedule and total the monthly fee plus the per item charges for your usage, including any financial transaction duty. Note that some quotes exclude VAT.
Check the cost of the items you use most, such as foreign payments or cash handling, since these often outweigh the headline monthly fee. Confirm the current schedule with the provider before opening.

Compare business accounts available in Hungary

These providers accept business customers in Hungary. Fees and eligibility shown as of 19 November 2025. Confirm current terms with the provider before applying.

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Questions about business banking in Hungary

What is the cheapest business account in Hungary?

Among the providers we track, Wise Business charges no monthly fee and Revolut Business has a free Basic plan, both as of 19 November 2025. The cheapest option overall depends on your transaction mix, since transfer, card, cash and currency fees add to the monthly price. Traditional Hungarian banks charge a monthly package fee that varies by bank. Compare the full fee schedule with the provider before applying. This is general information, not advice.

How much do traditional Hungarian banks charge for a business account?

Traditional banks such as OTP Bank, MBH Bank, K&H Bank, Erste Bank Hungary and Raiffeisen Bank charge a monthly package fee plus per item charges, and the exact figures vary by bank and package. We do not publish a single number because each bank prices differently and pricing changes. As of 19 November 2025, confirm the current package fee and transaction charges with the bank in its published fee schedule before opening.

Are there hidden fees on Hungarian business accounts?

Fees are published in each provider fee schedule, but the headline monthly fee rarely tells the whole story. Watch for per transaction charges, cash handling fees, the Hungarian financial transaction duty that can apply to transfers, limits on free ATM withdrawals and currency conversion costs. Add the items you use to compare fairly. Verify current figures with the provider.

Do neobank business accounts charge for transfers in Hungary?

It varies by provider and plan. Some plans include a monthly allowance of free transfers and charge beyond it, while others charge per transfer or per extra card. Foreign currency payments are usually priced separately. Check the current plan details with the provider, since pricing changes.

Fees, features, and eligibility change and vary by region. This page was last reviewed on 19 November 2025. Confirm current terms with the provider before applying.

Business banking fees in Hungary