Hungary · Consultants

Best business accounts for Consultants in Hungary

By Morten Andersen, cofounder of Business Bank Index
Reviewed by Fredrik Filipsson
Snapshot

Depends on your setup. A solo consultant invoicing foreign clients is well served by Wise Business or Payoneer, while an incorporated consultancy can also use Revolut Business for cards and expenses. A domestic bank handles forint invoicing and payments.

Suits Consultants best
Depends on needs. Wise Business for cross border invoicing, a Hungarian bank for forint.
Typical monthly fee
Free tiers up to about EUR 25 a month depending on plan, as of 17 June 2026.
Non resident position
Possible with full checks. Revolut Business requires the applicant to reside in the EEA, while Wise Business and Payoneer are more flexible for international owners. Unclear cases, verify with the provider.
Providers that fit
Several. At least three providers suit consultants registered in Hungary.
Fees and features as of 17 June 2026Last reviewed 17 June 2026

General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.

Consultants in Hungary often work as a sole trader, the egyeni vallalkozo, or through a small company such as a Kft, and many invoice clients abroad. Wise Business and Payoneer suit cross border invoicing and accept sole traders, while Revolut Business suits incorporated consultancies that want cards and expense tools. A domestic Hungarian bank handles forint invoicing. Fees and eligibility shown as of 17 June 2026.

What Consultants in Hungary need from a business account

A consultant needs a low cost way to invoice and get paid, often in euro or other currencies, plus clean records for tax and the Hungarian transaction levy. A multi currency account reduces conversion costs on foreign income. The main difference comes from legal form, since Revolut Business accepts companies but not sole traders, while Wise Business and Payoneer accept both. A solo consultant who is a sole trader should confirm eligibility before applying.

Wise Business
Invoice and get paid in many currencies at the mid market rate, with forint and euro account details. Accepts sole traders and companies. No cash handling.
Best for
Cross border invoicing
Monthly fee
No monthly fee, a one time setup fee may apply
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Revolut Business
Cards, analytics and expense tools for a consultancy that is a company. Sole traders, the egyeni vallalkozo, are not eligible for Revolut Business.
Best for
Incorporated consultancies
Monthly fee
Free tier, paid plans from about EUR 10 a month
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Payoneer
Receive client and platform payments in USD, EUR and GBP with per transaction pricing. A receiving account rather than a domestic forint current account.
Best for
Receiving foreign clients
Monthly fee
No subscription, per transaction pricing
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Compare accounts for Consultants in Hungary

These providers accept Consultants in Hungary. Fees and eligibility shown as of 17 June 2026. Confirm current terms with the provider before applying.

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Questions about banking for Consultants in Hungary

What is the best account for a solo consultant in Hungary?
It depends on how you invoice. A solo consultant who is a sole trader can use Wise Business or Payoneer, which accept sole traders and suit foreign client income, or a domestic Hungarian bank account. An incorporated consultancy can also use Revolut Business. Compare fees as of 17 June 2026. This is general information, not advice.
Can an egyeni vallalkozo open Revolut Business in Hungary?
No. Revolut Business accepts incorporated companies but not sole traders. A sole trader consultant can use Wise Business or Payoneer, which accept sole traders, or open a domestic Hungarian business account. Verify current eligibility with the provider.
How do consultants in Hungary get paid by foreign clients?
Many use a multi currency account such as Wise Business, with forint and euro account details, or Payoneer to receive USD, EUR and GBP from clients and platforms. Funds can be converted to forint or held in currency. Rates and fees vary, so confirm with the provider.
Do consultants need a separate business account in Hungary?
A Hungarian company must hold at least one forint payment account, and sole traders are generally expected to keep business and personal money separate. Many consultants use a domestic account for forint and a neobank for foreign income. Confirm the current rules with your accountant.

Fees, features, and eligibility change and vary by region. This page was last reviewed on 17 June 2026. Confirm current terms with the provider before applying.

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