Method

How we rate and research

General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.

We check pages against the provider's own pages and the regulator, date every claim, and show what we checked. Provider ratings are an editorial rating from the Business Bank Index editorial team, not user reviews and not advice.

How we research

We start from primary sources: a provider price list, an eligibility page, terms, or the regulator's register. Where two sources disagree, or a position is genuinely unclear, we say so and ask you to confirm with the provider rather than guess. Our editorial standards explain what counts as a source and how we use AI tools.

How we date and check pages

  • Every fee and feature claim carries an "as of" date showing when it was last confirmed.
  • Every page shows when it was last updated.
  • A checked page lists the sources it was checked against, with the date.
  • The entry plan prices we have confirmed are published as the Business Account Fee Index, with a free dataset.
  • When a provider changes a fee or an eligibility rule, we update the page and add the change to the corrections log.

How we rate providers

Provider scores, such as the highest rated accounts on the home page, are an editorial rating from 1 to 5 by the Business Bank Index editorial team. They reflect our reading of the provider's public terms, not a survey of customers. Availability and transparency weigh most because they protect the reader:

  • Availability and eligibility, including which businesses and which countries a provider genuinely serves.
  • Cost, including monthly fees, transaction and currency fees, and minimums.
  • Features that matter to businesses, such as multi currency accounts, payments, and integrations.
  • Transparency, meaning how clear and complete the published fees and rules are.
  • The account opening experience, including documents required and typical timelines.

A score is an editorial opinion formed from the evidence above on the dates shown. It is not a recommendation tailored to your situation and it is not financial advice. Confirm current terms with the provider before you apply.

Independence and how we make money

We are not affiliated with any bank. Some links to providers earn us a commission at no cost to you. Every such link is labelled where it appears. We show a provider link only where that provider serves the market. Commission never changes a score or how we describe a provider.

Corrections

If you believe something is wrong, use the contact form and name the page and the detail. We check reports against primary sources, correct the page, and list the change in our corrections log.

This page was last updated on 11 October 2026.