Hungary · Importers and Exporters

Best business accounts for Importers and Exporters in Hungary

By Morten Andersen, cofounder of Business Bank Index
Reviewed by Fredrik Filipsson
Snapshot

Depends on your trade flows. Wise Business and Revolut Business suit paying overseas suppliers and receiving foreign payments at competitive rates, Payoneer suits receiving from overseas buyers and platforms, and a domestic Hungarian bank handles forint settlement and any trade finance such as letters of credit.

Suits Importers and Exporters best
Depends on needs. Wise Business or Revolut Business for cross border payments, a Hungarian bank for forint settlement and trade finance.
Typical monthly fee
Free tiers up to about EUR 30 a month depending on plan, as of 29 January 2026. Trade finance at a domestic bank is priced separately.
Non resident position
Possible with full checks. Revolut Business requires the applicant to reside in the EEA, the UK or Switzerland and accepts incorporated companies only, while Wise Business and Payoneer are more flexible for international owners. Unclear cases, verify with the provider.
Providers that fit
Several. At least three providers serve traders registered in Hungary, alongside domestic banks.
Fees and features as of 29 January 2026Last reviewed 29 January 2026

General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.

Hungarian importers and exporters pay suppliers abroad and receive payments from foreign buyers, often in euro, dollars and other currencies. They need low cost cross border payments, fair conversion, and clean records for VAT and customs. Wise Business and Revolut Business suit paying and receiving across currencies, Payoneer suits receiving from overseas buyers and platforms, and a domestic Hungarian bank covers forint settlement and trade finance such as letters of credit that neobanks do not offer. Fees and eligibility shown as of 29 January 2026.

What Importers and Exporters in Hungary need from a business account

A trading company moves money across borders constantly, so the cost of conversion and international transfers matters more than the headline monthly fee. Multi currency accounts let you hold euro, dollars and other currencies, pay suppliers in their own currency, and receive from buyers without forcing every payment through forint. Neobanks such as Wise Business and Revolut Business are strong on payment cost and speed, but they do not provide trade finance, so importers who rely on letters of credit or documentary collections keep a relationship with a domestic Hungarian bank. Most incorporated traders use a neobank for day to day payments and a Hungarian bank for forint settlement and any financing. Sole traders should confirm eligibility, since Revolut Business accepts incorporated companies only.

Wise Business
Hold and convert many currencies at the mid market rate, with local account details to pay suppliers and receive from buyers. No trade finance and no cash handling.
Best for
Low cost cross border payments
Monthly fee
No monthly fee, a one time fee may apply for account details
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Revolut Business
Multi currency accounts, cards and expense tools for paying suppliers abroad. Incorporated companies only and the applicant must reside in the EEA, the UK or Switzerland.
Best for
FX and supplier payments
Monthly fee
Free tier, paid plans from about EUR 10 a month
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Payoneer
Receiving accounts in USD, EUR, GBP and more for exporters paid by overseas buyers and platforms, with per transaction pricing. A receiving account, not a domestic forint current account.
Best for
Receiving from overseas buyers
Monthly fee
No subscription, per transaction pricing
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Compare accounts for Importers and Exporters in Hungary

These providers serve importers and exporters registered in Hungary. Fees and eligibility shown as of 29 January 2026. For letters of credit and other trade finance, ask a domestic Hungarian bank. Confirm current terms with the provider before applying.

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Questions about banking for Importers and Exporters in Hungary

Which account is best for paying overseas suppliers from Hungary?
Wise Business and Revolut Business both let you hold and send several currencies and convert at competitive rates, which lowers the cost of paying suppliers in euro, dollars or other currencies. A domestic Hungarian bank can also send international payments but usually at a higher conversion margin. Compare the full fee schedule as of 29 January 2026. This is general information, not advice.
Can neobanks provide letters of credit or trade finance in Hungary?
No. Wise Business, Revolut Business and Payoneer focus on payments and currency conversion and do not offer letters of credit, documentary collections or trade finance. Importers and exporters who need those keep a relationship with a domestic Hungarian bank. Confirm current trade finance terms with the bank.
Do importers and exporters need a Hungarian forint account?
A company registered in Hungary is required to hold at least one forint payment account, so most traders keep a domestic account for forint settlement and add a neobank for cheaper foreign currency payments. Confirm the current rules with your accountant.
What fees should traders in Hungary watch?
Watch currency conversion margins, international transfer and SWIFT fees, any monthly plan fee, and the Hungarian financial transaction charge that applies to many payments. For high volumes the conversion margin usually matters most. Compare the full schedule as of 29 January 2026.

Fees, features, and eligibility change and vary by region. This page was last reviewed on 29 January 2026. Confirm current terms with the provider before applying.

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