Requirements and documents to open a business account in Bangladesh

Snapshot

To open a business current account in Bangladesh, a company normally provides its certificate of incorporation, memorandum and articles of association, trade license, company e-TIN, a board resolution, and identity documents for the signatories and beneficial owners. A sole proprietorship usually needs the trade license, e-TIN, and the proprietor identity documents.

Always required: Valid trade license and company e-TIN
Company papers: Certificate of incorporation, memorandum and articles, board resolution
People: Identity documents, photos, and KYC for signatories and beneficial owners
Issued and verified in: Bangladesh, under Bangladesh Bank KYC rules

Requirements as of 25 November 2025Last reviewed 25 November 2025

General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.

As of 25 November 2025, the core documents a bank asks for in Bangladesh are a valid trade license and the company e-TIN, plus the registration papers for the legal form you use. A private limited company adds the certificate of incorporation, the memorandum and articles of association, a board resolution authorising the account, and identity documents for the people who sign and who ultimately own the company. A sole proprietorship is lighter, usually the trade license, e-TIN, and the proprietor identity documents. Each bank publishes its own checklist, so confirm the exact list before you apply.

Documents by business type

The checklist depends on how the business is registered. A private limited company is asked for the most, because the bank verifies the entity and the people behind it. A sole proprietorship is treated more simply. Partnerships sit in between and add the partnership deed. In every case the trade license and e-TIN are central, and the bank completes know your customer checks on the people who control the account. Verify with the provider

Private limited company

Typical documents include the certificate of incorporation, the memorandum and articles of association, the current trade license, the company e-TIN, a board resolution to open and operate the account, the list of directors and shareholders, identity documents and photos for the signatories and beneficial owners, and the completed account opening form and signature card. For a newly formed company, a temporary account is commonly opened after name clearance from the Registrar of Joint Stock Companies to deposit the initial paid up capital, then converted to a regular account once the full documents are in place.

Sole proprietorship and partnership

A sole proprietorship usually needs the trade license, the e-TIN, and the proprietor identity documents and photos. A partnership adds the registered partnership deed and identity documents for the partners. The bank still runs KYC on the individuals who operate the account.

Why the trade license and e-TIN matter

The trade license, issued by the local city corporation or municipality, is the document that shows the business is permitted to operate, and it is also tied to VAT and other registrations. The e-TIN, the electronic Taxpayer Identification Number registered with the National Board of Revenue, links the account to the tax system. Banks treat both as foundational, so keep them current, since an expired trade license can hold up an application. As of 25 November 2025

How to prepare before you apply

Confirm your legal form and gather the matching registration papers, the current trade license, and the company e-TIN.
Prepare identity documents, photos, and a board resolution where the legal form requires one, plus details of the beneficial owners.
Ask your chosen bank for its current account opening checklist, since requirements vary by bank and change over time.

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These providers serve business customers in Bangladesh. Requirements and eligibility shown as of 25 November 2025. Confirm current terms with the provider before applying.

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Questions about requirements and documents in Bangladesh

What documents do I need to open a business account in Bangladesh?

A private limited company typically needs the certificate of incorporation, memorandum and articles of association, trade license, company e-TIN, a board resolution to open the account, and identity documents and photos for the signatories and beneficial owners. A sole proprietorship usually needs the trade license, e-TIN, and the proprietor identity documents. Requirements vary by bank, so confirm the current checklist with the provider, as of 25 November 2025.

Is a trade license required to open a business bank account in Bangladesh?

Yes, in practice a valid trade license is a core requirement for a business current account in Bangladesh, alongside the company e-TIN. The trade license is issued by the local city corporation or municipality and is also tied to VAT and other registrations. Confirm the exact requirement with your bank, as of 25 November 2025.

Do I need a TIN to open a company account in Bangladesh?

Yes. Banks generally require the company electronic Taxpayer Identification Number, the e-TIN, when opening a business current account. The e-TIN is registered with the National Board of Revenue. Verify the current requirement with the provider, as of 25 November 2025.

Can a company open a temporary account before it is registered in Bangladesh?

For a new private limited company, a temporary account is commonly opened after name clearance from the Registrar of Joint Stock Companies to deposit the initial paid up capital, then converted to a regular account once the company documents are complete. The exact steps vary by bank. Confirm the current process with the provider, as of 25 November 2025.

Requirements, features, and eligibility change and vary by region. This page was last reviewed on 25 November 2025. Confirm current terms with the provider before applying.