Business account costs in Bangladesh come mainly from the half yearly account maintenance fee, transaction charges, and currency conversion on foreign payments. Bangladesh Bank set the maintenance fee at BDT 300 per half year, reduced from BDT 500, with VAT on top.
- Maintenance fee
- BDT 300 per half year plus VAT
- Minimum to open
- Low at some banks, for example BDT 1,000
- Cross border cost
- Conversion margin plus transfer charges, through an authorised dealer bank
- Charged in
- Bangladeshi taka (BDT)
General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.
How business account fees work in Bangladesh
Fees fall into a few groups. The account maintenance fee is the regulated half yearly charge that most current accounts carry, set at BDT 300 plus VAT as of 28 April 2026. Transaction charges cover transfers, cheque books, card fees, and statement requests. Currency costs apply when a business pays or receives abroad, since cross border flows run through authorised dealer banks under exchange control and carry a conversion margin. A minimum or average balance requirement is less common on basic current accounts but appears on some product tiers. Confirm the current figures in each bank schedule of charges.
Maintenance fee and minimum balance
The half yearly maintenance fee is standard across scheduled banks because Bangladesh Bank sets the cap, currently BDT 300 plus VAT. Some accounts open with a low minimum balance, for example BDT 1,000, and a few product tiers reduce charges above a set average balance. Read the schedule of charges for the exact account you want.
Transaction and currency costs
Many businesses in Bangladesh pay suppliers or receive revenue abroad, so transfer and conversion charges can matter more than the maintenance fee. Compare the cost per transfer, the exchange rate margin, and any limits, since these vary by bank and by whether the flow is domestic BEFTN or RTGS or a cross border remittance.
What drives the cost
Three things drive what a business account costs in Bangladesh, as of 28 April 2026. Verify with the provider
- The half yearly account maintenance fee, set by Bangladesh Bank at BDT 300 plus VAT.
- Transaction charges, such as transfer fees, cheque books, card fees, and SMS alerts.
- Currency conversion and cross border transfer charges, which run through authorised dealer banks.
How to compare on fees
- List the charges that apply to how you will actually use the account, including transfers abroad and cash handling.
- Read each bank schedule of charges, since the maintenance fee is similar but transaction and currency costs differ.
- Confirm the current fee schedule with the provider before you apply, as pricing changes.
Compare business accounts available in Bangladesh
These providers serve business customers in Bangladesh. Fees and eligibility shown as of 28 April 2026. Confirm current terms with the provider before applying.
Compare business accounts →Questions about business account fees in Bangladesh
How much does a business bank account cost in Bangladesh?
Is there a business account with no maintenance fee in Bangladesh?
What charges apply beyond the maintenance fee?
Are international transfer and conversion fees high in Bangladesh?
Fees, features, and eligibility change and vary by region. This page was last reviewed on 28 April 2026. Confirm current terms with the provider before applying.