Online business accounts and neobanks in Greece

Snapshot

Businesses in Greece can open accounts online with neobanks such as Wise Business, Revolut Business and N26, alongside the digital channels of traditional Greek banks, as of 15 May 2026. Neobanks tend to offer fast online onboarding and low headline fees, while N26 focuses on self employed people and sole traders rather than registered companies. Availability and eligibility vary by provider and business type, so verify before applying.

Online onboarding: Available with several neobanks for eligible businesses, often within a few days, as of 15 May 2026. Verify with the provider.
Main neobanks: Wise Business and Revolut Business for companies and the self employed, and N26 for self employed people and sole traders.
Free option: Yes. N26 Business Standard is advertised at no monthly fee for self employed people, and Wise Business has no monthly fee but charges a one off registration fee, as of 15 May 2026.
Multi currency: Wise Business holds many currencies and converts close to the mid market rate. Confirm current currencies and pricing with the provider.

Fees and features as of 15 May 2026Last reviewed 15 May 2026

General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.

Online accounts in Greece come in two broad forms: the digital channels of traditional Greek banks such as National Bank of Greece, Piraeus Bank, Eurobank and Alpha Bank, and standalone neobanks such as Wise Business, Revolut Business and N26. Neobanks usually let eligible businesses apply online and verify identity remotely, with low or zero headline fees and strong multi currency features. N26 focuses on self employed people and sole traders rather than registered legal entities, so a company may need Wise Business or Revolut Business instead. Features, fees and eligibility vary by provider and business type, so confirm the current terms before applying. Positions are shown as of 15 May 2026.

What an online account in Greece actually is

An online business account is one you can open and run mainly through an app or web portal, with little or no branch contact. In Greece this includes the digital services of the established banks and a set of neobanks that operate across the European market. The practical differences are how fast you can open the account, what it costs, which currencies it supports, and which business types are eligible. Where a provider position is unclear, treat it as unclear and verify before applying.

The main neobanks serving Greece

Wise Business is an electronic money institution that lets a business hold and convert many currencies, with conversion priced close to the mid market rate, and it has no monthly fee though a one off registration fee applies, as of 15 May 2026. Revolut Business operates across the European market with tiered plans, including a free plan and paid packages. N26 offers business accounts aimed at self employed people and sole traders, with N26 Business Standard advertised at no monthly fee and paid tiers from EUR 4.90 a month, but it is not aimed at registered legal entities. Confirm eligibility for your business type with each provider.

How neobanks differ from traditional Greek banks

Traditional Greek banks offer online and mobile banking on top of branch networks, and they can handle cash, lending and a full range of euro services, usually with a monthly or quarterly maintenance fee. Neobanks tend to win on speed of onboarding, low headline fees, and multi currency features, but may limit cash handling and may not offer the full lending range of a bank. Many businesses use a Greek bank for local needs and a neobank such as Wise Business for cross border payments. Compare the features you actually use rather than the headline price alone.

What to check before choosing an online account

These points separate a good fit from a poor one, and they vary by provider and business type. Verify with the provider

Whether your business type is eligible. N26 focuses on self employed people and sole traders, while Wise Business and Revolut Business also serve registered companies, as of 15 May 2026.
The full fee schedule, not just the monthly fee. Wise Business has no monthly fee but charges a one off registration fee plus per transfer and conversion costs, as of 15 May 2026.
Cash handling and currency support. Neobanks may limit cash deposits, while Wise Business holds many currencies and converts close to the mid market rate. Verify current details with the provider.

How to open an online business account in Greece

Confirm your business type is eligible with the provider, since some neobanks serve only self employed people and sole traders while others also serve registered companies.
Prepare identity and company documents, your AFM tax number, and source of funds evidence, then complete the online application and verification.
Check the current fees, currency support and any usage limits with the provider before you rely on the account.

Compare business accounts available in Greece

These providers accept business customers in Greece. Fees and eligibility shown as of 15 May 2026. Confirm current terms with the provider before applying.

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Questions about online accounts and neobanks in Greece

Which neobanks offer business accounts in Greece?

Wise Business and Revolut Business serve companies and the self employed, and N26 offers business accounts for self employed people and sole traders. Traditional Greek banks also provide online and mobile banking. Eligibility depends on your business type, so verify with the provider as of 15 May 2026. This is general information, not advice.

Can I open a business account online in Greece?

Often yes. Several neobanks let eligible businesses apply and verify identity online, frequently within a few days. Traditional Greek banks offer digital banking but may still require steps in a branch, especially for applicants without a residence permit. Confirm the process with the provider before applying, as of 15 May 2026.

Is there a free online business account in Greece?

There are low cost options. N26 Business Standard is advertised at no monthly fee for self employed people, and Wise Business has no monthly fee but charges a one off registration fee plus per transfer and conversion costs. The cheapest choice overall depends on your transaction mix, so compare full fee schedules with the provider as of 15 May 2026.

Are neobank accounts a full replacement for a Greek bank?

Not always. Neobanks are strong on fast onboarding, low headline fees and multi currency features, but may limit cash handling and may not offer the full lending range of a bank. Many businesses use a Greek bank for local needs and a neobank for cross border payments. Compare the features you use before deciding, as of 15 May 2026.

Fees, features, and eligibility change and vary by region. This page was last reviewed on 15 May 2026. Confirm current terms with the provider before applying.