Freelancers and sole traders in Greece who trade under their own name can use N26 Business, which is built for self employed people, or Wise Business for billing clients abroad in many currencies. Revolut Business onboards registered companies only, so a sole trader would need to incorporate first. The right fit depends on whether you trade under your own name or through a company, as of 13 October 2025.
Suits Freelancers and Sole Traders best
N26 Business or Wise Business for sole traders trading under their own name. Revolut Business once you incorporate.
Typical monthly fee
From no monthly fee to paid plans by tier, plus per transfer and currency conversion costs, as of 13 October 2025.
Non resident position
Possible for EEA residents. N26 and Wise onboard self employed people remotely. Verify with the provider.
Providers that fit
Several
Fees and features as of 13 October 2025Last reviewed 13 October 2025
General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.
Freelancers and sole traders in Greece usually want a low cost euro account, a card, and a simple way to get paid, sometimes in other currencies. N26 Business is designed for self employed people trading under their own legal name and has a free Standard plan. Wise Business accepts sole traders and holds many currencies near the mid market rate, which helps when clients are abroad. Revolut Business offers cards and spend controls but onboards registered companies only, so you would need to incorporate first. Figures are shown as of 13 October 2025. Compare monthly, transfer and conversion costs and confirm current terms with the provider.
What Freelancers and Sole Traders in Greece need from a business account
Freelancers and sole traders in Greece typically need a low running cost, a card for day to day spend, fast euro payments, and a clean record of income for tax. Many also invoice clients abroad and benefit from holding several currencies and converting near the mid market rate. Your legal status matters: N26 Business is for self employed people trading under their own name, while Revolut Business onboards registered companies only. If you have not incorporated, focus on providers that accept sole traders, and weigh any monthly fee against transfer and conversion costs.
N
N26 Business
Built for self employed people trading under their own name, not company accounts. Free Standard plan with a euro IBAN, paid tiers add cashback and perks.
Best for
Sole traders under their own name
Monthly fee
Free Standard plan, paid plans from EUR 4.90 a month (13 October 2025)
Compare accounts for Freelancers and Sole Traders in Greece
These providers accept Freelancers and Sole Traders in Greece. Fees and eligibility shown as of 13 October 2025. Confirm current terms with the provider before applying.
Questions about banking for Freelancers and Sole Traders in Greece
Can a freelancer in Greece open a business account under their own name?
Yes. N26 Business is designed for self employed people trading under their own legal first and last name, and Wise Business also accepts sole traders. Revolut Business onboards registered companies only. Confirm current eligibility with the provider, as of 13 October 2025. This is general information, not advice.
Do I need to register a company to get a business account?
Not always. Sole traders can use providers that accept self employed people, such as N26 Business or Wise Business. If you want Revolut Business you would need a registered company, since it does not onboard sole traders. Verify the current rules with the provider before applying.
What does a freelancer business account cost in Greece?
Costs range from no monthly fee to paid plans by tier. N26 Business has a free Standard plan with paid tiers from EUR 4.90 a month, and Wise Business has no monthly fee but charges a one off registration fee plus per transfer and conversion costs. Compare these for your usage, as of 13 October 2025.
Can I get paid by clients abroad?
Yes. Wise Business lets you receive and hold many currencies near the mid market rate, which suits freelancers with foreign clients. Conversion costs vary by provider and currency, so compare them for the currencies you use most, as of 13 October 2025.
Fees, features, and eligibility change and vary by region. This page was last reviewed on 13 October 2025. Confirm current terms with the provider before applying.