Startups in Greece usually want low running costs early on, a card and spend controls as the team grows, and a clean way to get paid, sometimes in other currencies. A solo founder under their own name can use N26 Business or Wise Business, while an incorporated startup that wants cards, spend limits and accounting integrations often suits Revolut Business, which onboards registered companies only. The right fit depends on whether you have incorporated and whether you handle foreign currency, as of 17 May 2026.
Suits Startups best
Revolut Business for incorporated startups wanting cards and controls. N26 Business or Wise Business for a solo founder under their own name.
Typical monthly fee
From no monthly fee to paid plans by tier, plus per transfer and currency conversion costs, as of 17 May 2026.
Foreign currency
Wise Business holds many currencies near the mid market rate, useful for startups selling abroad.
Providers that fit
Several
Fees and features as of 17 May 2026Last reviewed 17 May 2026
General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.
Startups in Greece usually want to keep costs low while the business is small, then add cards, spend controls and integrations as the team and spending grow. Revolut Business offers cards, spend limits and accounting integrations and onboards registered companies only, which suits an incorporated startup. A solo founder who has not incorporated can use N26 Business, built for self employed people under their own name, or Wise Business, which accepts sole traders and holds many currencies for startups billing clients abroad. Figures are shown as of 17 May 2026. Compare monthly, transfer and conversion costs and confirm current terms with the provider.
What Startups in Greece need from a business account
Startups in Greece typically need a low running cost in the early months, fast euro payments, a card for spend, and tools that grow with the team, such as multiple cards, spend limits and accounting integrations. Many also bill clients abroad or pay foreign suppliers and benefit from holding several currencies and converting near the mid market rate. Your legal status matters: Revolut Business onboards registered companies only, so it fits an incorporated startup, while N26 Business is for self employed people under their own name. If you have not incorporated, focus on providers that accept sole traders, and weigh any monthly fee against transfer, card and conversion costs.
R
Revolut Business
Cards, spend limits and accounting integrations for a growing team. Onboards registered companies only, so a solo founder must incorporate first.
Best for
Incorporated startups wanting cards and controls
Monthly fee
Free plan available, paid plans by tier (17 May 2026)
Holds 40 or more currencies near the mid market rate and gives local receiving details, useful for startups with clients or suppliers abroad. Accepts sole traders.
Best for
Startups billing or paying abroad
Monthly fee
No monthly fee, one off registration fee, first card free (17 May 2026)
Built for self employed people trading under their own name, not company accounts. Free Standard plan with a euro IBAN, paid tiers add cashback and perks.
Best for
Solo founders under their own name
Monthly fee
Free Standard plan, paid plans from EUR 4.90 a month (17 May 2026)
These providers accept Startups in Greece, subject to their eligibility rules. Fees and eligibility shown as of 17 May 2026. Confirm current terms with the provider before applying.
What is the best business account for a startup in Greece?
It depends on your stage and structure. A solo founder trading under their own name can use N26 Business or Wise Business, while an incorporated startup that wants cards, spend controls and accounting integrations often suits Revolut Business, which onboards registered companies only. Wise Business helps startups that bill or pay abroad in many currencies. Confirm current eligibility with the provider, as of 17 May 2026. This is general information, not advice.
Can an early stage startup open a business account before it is profitable?
Yes. Account opening depends on eligibility and verification, not profitability. A registered Greek company can apply with its GEMI registration and tax details, and a solo founder can use a provider that accepts self employed people. Verify the current requirements with the provider, as of 17 May 2026.
What does a startup business account cost in Greece?
Costs range from no monthly fee to paid plans by tier. N26 Business has a free Standard plan with paid tiers from EUR 4.90 a month, Wise Business has no monthly fee but charges a one off registration fee plus per transfer and conversion costs, and Revolut Business has a free plan with paid tiers. Compare these for your usage, as of 17 May 2026.
Do startups in Greece need a multi currency account?
Only if you receive or pay in currencies other than euro. Startups selling to clients abroad or paying foreign suppliers benefit from holding several currencies and converting near the mid market rate, which Wise Business supports. If you operate mostly in euro, a euro account may be enough. Compare for the currencies you use, as of 17 May 2026.
Fees, features, and eligibility change and vary by region. This page was last reviewed on 17 May 2026. Confirm current terms with the provider before applying.