Business account fees in Greece: how to compare

Snapshot

Business account costs in Greece range from no monthly fee with some neobanks to a monthly or quarterly maintenance fee at traditional banks, as of 8 January 2026. Transaction, card and cash handling fees are charged separately and vary by provider and plan, so the headline price alone rarely settles which account is cheapest for you.

Cheapest monthly fee: No monthly fee with N26 Business Standard for self employed people, and no monthly fee with Wise Business though a one off registration fee applies, as of 8 January 2026.
Typical traditional bank: A monthly or quarterly maintenance fee plus per transaction charges. Exact figures vary by bank, so verify with the provider.
Free option: Yes for self employed people and sole traders with some neobanks. Company accounts usually carry a fee.
Providers compared: Neobanks plus the main Greek banks

Fees and features as of 8 January 2026Last reviewed 8 January 2026

General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.

Most business accounts in Greece charge either a monthly or quarterly package fee at traditional banks, or a low to zero headline fee at neobanks, with separate charges for transfers, cards, cash handling and currency conversion. Neobanks such as N26 Business, Wise Business and Revolut Business publish low or zero monthly fees for smaller users, while Greek banks such as National Bank of Greece, Piraeus Bank, Eurobank and Alpha Bank bundle services into a maintenance fee and charge for extras. The reliable way to compare is to read each provider fee schedule as of the date you apply. Figures below are shown as of 8 January 2026.

What business accounts cost in Greece

A Greek business account fee usually has several parts: an account or maintenance fee charged monthly or quarterly, per transaction fees for transfers and direct debits, card fees, cash deposit and withdrawal fees, and currency conversion costs on foreign payments. Traditional banks tend to bundle a set of services into the maintenance fee, then charge for extras. Neobanks tend to advertise a low headline fee and charge for items such as cash handling or transfers beyond a monthly allowance. Comparing only the headline fee can mislead, so add the items your business actually uses.

Account and maintenance fees

Among neobanks, N26 Business Standard is advertised at no monthly fee for self employed people, with paid tiers from EUR 4.90 a month, and Wise Business has no monthly fee but charges a one off registration fee. Revolut Business offers a free plan with paid tiers by package. Traditional Greek banks, including National Bank of Greece, Piraeus Bank, Eurobank and Alpha Bank, generally charge a monthly or quarterly account maintenance fee that varies by bank and package. Exact figures for the Greek banks were not confirmed here, so treat the maintenance fee as unclear and verify the current schedule with the bank, all as of 8 January 2026.

Transaction, card and cash fees

Beyond the account fee, watch the per item charges. Euro transfers and direct debits may be included up to an allowance, then priced per item. A business debit card may be included or charged separately, and extra cards usually cost more. As an example, the Wise Business card gives two free ATM withdrawals a month up to EUR 200, then charges 1.75 percent above that, as of 8 January 2026. Cash deposits and withdrawals often carry a fee at traditional banks and may be limited at neobanks. Foreign currency payments add a conversion cost, which multi currency providers such as Wise Business price close to the mid market rate. Read each fee schedule for the current figures.

Fees to check before you open

Look at these fee items before you commit, because the cheapest headline price is not always the cheapest overall. Verify with the provider

Account or maintenance fee and what it includes. Neobanks such as N26 Business Standard at no monthly fee differ widely from traditional bank maintenance fees, which vary by bank and were not confirmed here, as of 8 January 2026.
Transfer, direct debit and card fees, plus any allowance of free transactions before charges begin. Wise Business has no monthly fee but charges a one off registration fee and per transfer costs, as of 8 January 2026.
Cash deposit and withdrawal fees, and currency conversion costs. The Wise Business card allows two free ATM withdrawals a month up to EUR 200 then 1.75 percent above that, while multi currency providers price foreign exchange separately. Verify current figures with the provider.

How to compare fees

List the transactions your business makes in a typical month: transfers, card payments, cash, and any foreign currency. This is the basis for a fair comparison.
Read each provider fee schedule and total the account fee plus the per item charges for your usage. Note that some quotes for Greek banks may exclude levies or stamp duty.
Check the cost of the items you use most, such as foreign payments or cash handling, since these often outweigh the headline account fee. Confirm the current schedule with the provider before opening.

Compare business accounts available in Greece

These providers accept business customers in Greece. Fees and eligibility shown as of 8 January 2026. Confirm current terms with the provider before applying.

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Questions about business banking fees in Greece

What is the cheapest business account in Greece?

For self employed people and sole traders, N26 Business Standard is advertised at no monthly fee as of 8 January 2026, and Wise Business has no monthly fee but charges a one off registration fee plus per transfer and conversion costs. The cheapest option overall depends on your transaction mix, since transfer, card, cash and currency fees add to the headline price. Compare the full fee schedule with the provider before applying. This is general information, not advice.

Do traditional Greek banks charge for a business account?

Yes. Greek banks such as National Bank of Greece, Piraeus Bank, Eurobank and Alpha Bank generally charge a monthly or quarterly account maintenance fee plus per transaction charges, and figures vary by bank and package. Exact pricing was not confirmed here, so verify the current fee schedule with the bank as of 8 January 2026.

Are there hidden fees on Greek business accounts?

The headline monthly fee rarely tells the whole story. Watch for per transaction charges, cash handling fees, limits on free ATM withdrawals and currency conversion costs. For example, the Wise Business card gives two free ATM withdrawals a month up to EUR 200, then charges 1.75 percent above that. Add the items you use to compare fairly, and verify current figures with the provider.

Do neobank business accounts charge for transfers in Greece?

It varies by provider and plan. Some plans include a monthly allowance of free euro transfers and charge beyond it, while others charge per transfer or per extra card. Foreign currency payments are usually priced separately. Check the current plan details with the provider, since pricing changes, as of 8 January 2026.

Fees, features, and eligibility change and vary by region. This page was last reviewed on 8 January 2026. Confirm current terms with the provider before applying.

Business banking fees in Greece