Snapshot
Revolut Business and Mercury compared on the points that usually decide a business account: account type, monthly fee, currency support, eligibility and where each one is available.
Revolut Business figures as of 4 May 2026Mercury figures as of 4 May 2026Last reviewed 4 May 2026
General information, not financial, legal, or tax advice. There is no single best account. The right fit depends on your business. Verify current terms and eligibility with each provider before applying.
Revolut Business and Mercury suit different businesses. Use the comparison below to weigh account type, fees, currency support and eligibility against how your company operates, then confirm the latest terms with each provider. Figures are shown as of 4 May 2026.
Revolut Business vs Mercury at a glance
| Feature | Revolut Business | Mercury |
|---|---|---|
| Account type | Business account from Revolut Technologies Inc, a financial technology company, not a bank. Card and banking services are provided through Lead Bank, Member FDIC. | Checking and savings provided through partner banks that are members of the FDIC. Mercury is a financial technology company, not a bank. |
| Who it suits | United States businesses that move money across borders and want multi currency accounts, corporate cards and spend management in one app. | United States registered startups and growing companies, including those with founders based abroad, that want a digital first account with no monthly fee on the free plan and modern software. |
| Monthly fee | Basic is 10 US dollars a month, Grow is from 40 US dollars a month, Scale is from 140 US dollars a month and Enterprise is custom priced. Annual billing can save up to 22 percent. As of 4 May 2026. | Free plan with no monthly fee. Mercury Plus is about 35 US dollars a month and Mercury Pro is about 350 US dollars a month, with lower rates when billed annually. As of 4 May 2026. |
| Transaction fees | Each plan includes a monthly allowance of free local and international transfers. Beyond the allowance a local transfer is about 0.20 US dollars and an international transfer is about 5 US dollars. As of 4 May 2026. Verify with Revolut. | No monthly fee or overdraft fee on the standard account. Some advanced workflows, such as high volume API payments and certain non US dollar card transactions, can carry fees. As of 4 May 2026. Verify the current rate card with Mercury. |
| FX fees | Currency exchange is at interbank rates up to a monthly allowance that varies by plan, for example 1,000 US dollars on Basic and 20,000 US dollars on Grow. A 0.6 percent fee applies above the allowance and 1 percent outside market hours. As of 4 May 2026. | Sending United States dollars internationally and non US dollar transactions can carry fees that vary by route. Unclear at a single headline rate, so verify with Mercury, as of 4 May 2026. |
| Minimum deposit | No published minimum opening deposit. As of 4 May 2026. Verify with Revolut. | No account minimum and no account opening fee. As of 4 May 2026. Verify with Mercury. |
| Multi currency | Yes. Multi currency accounts support 25 or more currencies with local and global account details. As of 4 May 2026. | Accounts are United States dollar based. International United States dollar payments are supported, and some currency features carry fees. As of 4 May 2026. |
| Integrations | Accounting integrations including Xero, QuickBooks and NetSuite, plus an API, expense management and HR platform integrations. Verify current integrations with Revolut. | Accounting integrations including QuickBooks and Xero, an API, bill pay, expense management and treasury tools. Verify current integrations with Mercury. |
| Eligibility | United States registered businesses can apply. As of 4 May 2026. Verify eligibility with Revolut. | Businesses formed and registered in the United States or a United States territory. Founders in many countries can apply, though some regions are not supported. As of 4 May 2026. Verify eligibility with Mercury. |
| Broadly available in | The United States and many other markets globally. As of 4 May 2026. | The United States. The business must be a United States entity, though founders living in many countries can apply. As of 4 May 2026. |
Use the table to weigh the differences. Revolut Business and Mercury tend to differ most on account type and currency support, so match those to how your business moves money, then confirm the latest fees and eligibility with each provider.
Open a business account
Both providers accept business customers in their supported markets. Fees and eligibility shown as of 4 May 2026. Confirm current terms with the provider before applying.
Visit Revolut Business → Visit Mercury →Questions about Revolut Business and Mercury
Which is better for my business, Revolut Business or Mercury?
It depends on your needs. The table on this page compares Revolut Business and Mercury on account type, fees, currency support, eligibility and availability using each provider's published terms. Weigh those against how your business operates, then confirm current terms with each provider. This is information, not advice.
Can I open both Revolut Business and Mercury?
Often yes, subject to each provider's eligibility rules. Some businesses keep more than one account, for example one for everyday banking and another for currency conversion or cards. Check eligibility with each provider before applying.
Are the fees on this page current?
Each figure is shown with the date it was recorded, 4 May 2026. Fees and eligibility change, so confirm current terms with each provider before you apply.
Fees, features, and eligibility change and vary by region. This page was last reviewed on 4 May 2026. Confirm current terms with each provider before applying.