Revolut Business and Lili compared on the points that usually decide a business account: account type, monthly fee, currency support, eligibility and where each one is available.
General information, not financial, legal, or tax advice. There is no single best account. The right fit depends on your business. Verify current terms and eligibility with each provider before applying.
Revolut Business vs Lili at a glance
| Feature | Revolut Business | Lili |
|---|---|---|
| Account type | Business account from Revolut, a financial technology company. The product centres on multi currency accounts, payments and spend management. Banking and licensing arrangements vary by region. | Business banking platform from Lili. Lili is a financial technology company, not a bank, with banking services provided through a partner bank and FDIC insurance through that partner. |
| Who it suits | Businesses that move money internationally and want multi currency accounts and currency exchange, from freelancers to larger companies, across supported countries. | United States small businesses, including sole proprietors and single owner companies, that want simple banking with bookkeeping and tax tools. |
| Monthly fee | Revolut Business offers a free entry plan and paid plans such as Grow, Scale and Enterprise. Plan names and pricing vary by country and have changed recently. As of 19 November 2025, verify current plan pricing with Revolut. | Lili Core has no monthly fee. Paid plans are Lili Pro at 15 United States dollars per month, Lili Smart at 35 United States dollars per month and Lili Premium at 55 United States dollars per month, with a discounted rate for the first months. As of 19 November 2025. Verify with Lili. |
| Transaction fees | Plans include allowances of free local and international transfers and fee free currency exchange, with charges above those allowances. Amounts vary by plan and country. As of 19 November 2025. Verify with Revolut. | No fees for in network ATM use and no foreign transaction fees on the debit card. Some payment features and faster funding can carry charges. As of 19 November 2025. Verify with Lili. |
| FX fees | Currency exchange is included up to a monthly allowance on each plan, with a percentage fee above the allowance and on some markets or instruments. As of 19 November 2025. Verify with Revolut. | Lili does not charge debit card foreign transaction fees, but it is a United States dollar account and not a multi currency exchange product. As of 19 November 2025. Verify with Lili. |
| Minimum deposit | No minimum balance is generally required to hold an account. As of 19 November 2025. Verify with Revolut. | No minimum opening deposit and no minimum balance. As of 19 November 2025. Verify with Lili. |
| Multi currency | Hold and exchange multiple currencies within the business account, a core part of the product. As of 19 November 2025. | United States dollar based. Lili is not a multi currency account provider. As of 19 November 2025. |
| Eligibility | Registered businesses, and in some regions freelancers and sole traders, in supported countries, subject to verification. Availability of features varies by country. As of 19 November 2025. Verify with Revolut. | United States businesses including sole proprietorships, single and multi member limited liability companies, S corporations, C corporations, partnerships and some others, with an Employer Identification Number where required and identification for owners. As of 19 November 2025. Verify with Lili. |
| Broadly available in | Several countries across Europe and the United States, with the United Kingdom and the European Economic Area among the main markets and availability varying by country. As of 19 November 2025. | The United States. As of 19 November 2025. |
Revolut Business and Lili differ most on geography and currency support. Revolut Business is a multi currency platform across several countries, while Lili is a United States focused account with bookkeeping and tax tools for small businesses. Match those to where your company operates and how it moves money, then confirm the latest fees and eligibility with each provider.
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Both providers accept business customers in their supported markets. Figures shown as of 19 November 2025. Confirm current terms with the provider before applying.
Visit Revolut Business → Visit Lili →Questions about Revolut Business and Lili
Which is better for my business, Revolut Business or Lili?
Can I open both Revolut Business and Lili?
Are the fees on this page current?
Fees, features, and eligibility change and vary by region. This page was last reviewed on 19 November 2025. Confirm current terms with each provider before applying.