Revolut Business vs Lili: business account comparison

By Fredrik Filipsson, cofounder of Business Bank Index
Reviewed by Morten Andersen · Last reviewed 19 November 2025
Snapshot

Revolut Business and Lili compared on the points that usually decide a business account: account type, monthly fee, currency support, eligibility and where each one is available.

Revolut Business figures as of 19 November 2025Lili figures as of 19 November 2025Last reviewed 19 November 2025

General information, not financial, legal, or tax advice. There is no single best account. The right fit depends on your business. Verify current terms and eligibility with each provider before applying.

Revolut Business and Lili serve different markets. Revolut Business is a multi currency platform available across several countries, while Lili is a United States small business banking platform aimed at sole proprietors and small companies. Use the comparison below to weigh account type, fees, currency support and eligibility against how your company operates, then confirm the latest terms with each provider. Figures are shown as of 19 November 2025.

Revolut Business vs Lili at a glance

Figures from each provider's published terms, as of 19 November 2025. Verify current terms before applying.
FeatureRevolut BusinessLili
Account typeBusiness account from Revolut, a financial technology company. The product centres on multi currency accounts, payments and spend management. Banking and licensing arrangements vary by region.Business banking platform from Lili. Lili is a financial technology company, not a bank, with banking services provided through a partner bank and FDIC insurance through that partner.
Who it suitsBusinesses that move money internationally and want multi currency accounts and currency exchange, from freelancers to larger companies, across supported countries.United States small businesses, including sole proprietors and single owner companies, that want simple banking with bookkeeping and tax tools.
Monthly feeRevolut Business offers a free entry plan and paid plans such as Grow, Scale and Enterprise. Plan names and pricing vary by country and have changed recently. As of 19 November 2025, verify current plan pricing with Revolut.Lili Core has no monthly fee. Paid plans are Lili Pro at 15 United States dollars per month, Lili Smart at 35 United States dollars per month and Lili Premium at 55 United States dollars per month, with a discounted rate for the first months. As of 19 November 2025. Verify with Lili.
Transaction feesPlans include allowances of free local and international transfers and fee free currency exchange, with charges above those allowances. Amounts vary by plan and country. As of 19 November 2025. Verify with Revolut.No fees for in network ATM use and no foreign transaction fees on the debit card. Some payment features and faster funding can carry charges. As of 19 November 2025. Verify with Lili.
FX feesCurrency exchange is included up to a monthly allowance on each plan, with a percentage fee above the allowance and on some markets or instruments. As of 19 November 2025. Verify with Revolut.Lili does not charge debit card foreign transaction fees, but it is a United States dollar account and not a multi currency exchange product. As of 19 November 2025. Verify with Lili.
Minimum depositNo minimum balance is generally required to hold an account. As of 19 November 2025. Verify with Revolut.No minimum opening deposit and no minimum balance. As of 19 November 2025. Verify with Lili.
Multi currencyHold and exchange multiple currencies within the business account, a core part of the product. As of 19 November 2025.United States dollar based. Lili is not a multi currency account provider. As of 19 November 2025.
EligibilityRegistered businesses, and in some regions freelancers and sole traders, in supported countries, subject to verification. Availability of features varies by country. As of 19 November 2025. Verify with Revolut.United States businesses including sole proprietorships, single and multi member limited liability companies, S corporations, C corporations, partnerships and some others, with an Employer Identification Number where required and identification for owners. As of 19 November 2025. Verify with Lili.
Broadly available inSeveral countries across Europe and the United States, with the United Kingdom and the European Economic Area among the main markets and availability varying by country. As of 19 November 2025.The United States. As of 19 November 2025.

Revolut Business and Lili differ most on geography and currency support. Revolut Business is a multi currency platform across several countries, while Lili is a United States focused account with bookkeeping and tax tools for small businesses. Match those to where your company operates and how it moves money, then confirm the latest fees and eligibility with each provider.

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Both providers accept business customers in their supported markets. Figures shown as of 19 November 2025. Confirm current terms with the provider before applying.

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Questions about Revolut Business and Lili

Which is better for my business, Revolut Business or Lili?
It depends on your needs. The table on this page compares Revolut Business and Lili on account type, fees, currency support, eligibility and availability using each provider's published terms. Weigh those against how your business operates, then confirm current terms with each provider. This is information, not advice.
Can I open both Revolut Business and Lili?
It depends on eligibility and where your business is registered. Lili serves United States businesses only, while Revolut Business operates in several countries. Where both are available to you, keeping separate accounts for different functions is possible. Check eligibility with each provider before applying.
Are the fees on this page current?
Each figure is shown with the date it was recorded, as of 19 November 2025. Revolut Business plan pricing in particular has changed recently, so confirm current terms with each provider before you apply.

Fees, features, and eligibility change and vary by region. This page was last reviewed on 19 November 2025. Confirm current terms with each provider before applying.

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