Snapshot
Revolut Business and Wise Business compared on the points that usually decide a business account: account type, monthly fee, currency support, eligibility and where each one is available.
Revolut Business figures as of 18 June 2026Wise Business figures as of 18 June 2026Last reviewed 25 June 2026
General information, not financial, legal, or tax advice. There is no single best account. The right fit depends on your business. Verify current terms and eligibility with each provider before applying.
Revolut Business and Wise Business suit different businesses. Use the comparison below to weigh account type, fees, currency support and eligibility against how your company operates, then confirm the latest terms with each provider. Figures are shown as of 18 June 2026 for Revolut Business and 18 June 2026 for Wise Business.
Revolut Business vs Wise Business at a glance
| Feature | Revolut Business | Wise Business |
|---|---|---|
| Account type | Multi currency business account, banking or e money status varies by country | Electronic money account, not a traditional bank deposit account. Wise is an electronic money institution. |
| Who it suits | Companies with multi currency and cross border payment needs | Businesses that pay or get paid across borders and want low cost currency conversion and local account details in several currencies. |
| Monthly fee | United States Basic 0 dollars a month, United Kingdom Basic 10 pounds a month, paid plans above, varies by market | No monthly fee. A one time setup fee applies and varies by country, for example 50 pounds in the United Kingdom, 31 US dollars in the United States, 50 euros for European Economic Area businesses, 99 Singapore dollars in Singapore, and 65 Australian dollars in Australia. As of 18 June 2026. |
| Transaction fees | A set number of free local transfers on Basic, then per transfer charges, higher allowances on paid plans | Transfers and conversions are charged a usage based fee that varies by currency and route. Receiving in some currencies is free while others carry a small fee. As of 18 June 2026. Verify current pricing with Wise. |
| FX fees | Currency exchange free up to a plan allowance, then a percentage markup, varies by plan and currency | Conversion uses the mid market rate plus a published fee that varies by currency pair, often a fraction of a percent. As of 18 June 2026. Verify the current rate for your pair with Wise. |
| Minimum deposit | No minimum deposit to open, verify with the provider | No minimum opening deposit is published. A one time setup fee applies. Verify with Wise. |
| Multi currency | Hold and exchange many currencies, supports cross border payments | Yes. Hold and convert many currencies and receive with local account details in several markets. As of 18 June 2026. |
| Integrations | Accounting tool links, expense management, cards and team controls | Accounting integrations including Xero and QuickBooks, plus batch payments and an API. Verify current integrations with Wise. |
| Eligibility | Depends on country of registration, not available in Canada, verify with the provider | Registered businesses in supported markets. Feature availability and supported entity types vary by country. Verify eligibility with Wise. |
| Broadly available in | United Kingdom, European Economic Area, United States, Singapore, Australia and more | Many markets including the United Kingdom, the United States, the European Economic Area, Australia, New Zealand, Japan, and Singapore. Feature availability varies by country. As of 18 June 2026. |
Use the table to weigh the differences. Revolut Business and Wise Business tend to differ most on account type and currency support, so match those to how your business moves money, then confirm the latest fees and eligibility with each provider.
Open a business account
Both providers accept business customers in their supported markets. Fees and eligibility shown as of 18 June 2026 for Revolut Business and 18 June 2026 for Wise Business. Confirm current terms with the provider before applying.
Visit Revolut Business → Visit Wise Business →Questions about Revolut Business and Wise Business
Which is better for my business, Revolut Business or Wise Business?
It depends on your needs. The table on this page compares Revolut Business and Wise Business on account type, fees, currency support, eligibility and availability using each provider's published terms. Weigh those against how your business operates, then confirm current terms with each provider. This is information, not advice.
Can I open both Revolut Business and Wise Business?
Often yes, subject to each provider's eligibility rules. Some businesses keep more than one account, for example one for everyday banking and another for currency conversion. Check eligibility with each provider before applying.
Are the fees on this page current?
Each figure is shown with the date it was recorded. Revolut Business figures are shown as of 18 June 2026 and Wise Business figures as of 18 June 2026. Fees and eligibility change, so confirm current terms with each provider before you apply.
Fees, features, and eligibility change and vary by region. This page was last reviewed on 25 June 2026. Confirm current terms with each provider before applying.