Qonto for business in Austria: Available
- Key eligibility
- For businesses registered in Austria, including companies, freelancers and the self employed, with standard registration and identity documents
- Non resident position
- Aimed at Austria registered businesses. Standard identity, ownership and activity checks apply, verify with the provider
- Local currency support
- Euro account. As of 17 February 2026 Qonto provides a German IBAN for Austrian customers, which works for euro payments across the SEPA zone
- Headline monthly fee
- Plans from about 9 euro per month, up to about 249 euro per month for larger needs
General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.
Does Qonto serve business customers in Austria?
Yes. Qonto extended its business account to Austria in September 2024, alongside Belgium, the Netherlands and Portugal, and accepts businesses registered in Austria, including companies, freelancers and the self employed. Account opening is done online with a euro account for everyday business payments. As of 17 February 2026, Qonto provides a German IBAN for Austrian customers, which functions for euro payments throughout the SEPA zone, so confirm the IBAN type and any local needs with the provider.
Eligibility for businesses in Austria
Qonto expects a business registered in Austria and standard onboarding documents such as a registry extract, owner identity and information on the business activity. Companies, freelancers and the self employed are accepted. Ownership and activity checks apply as of 17 February 2026. Verify with the provider
What it costs locally
Qonto prices its business account by plan. As of 17 February 2026 plans range from about 9 euro per month for the smallest plans to about 249 euro per month for larger teams, with several tiers in between. Each plan includes a monthly allowance of SEPA transfers and cards, and extra transfers, additional cards, cash handling and non euro transfers carry their own fees. Check the current plan terms with the provider. As of 17 February 2026
What local users report
Users describe Qonto as a fast online onboarding with a euro account, cards and built in invoicing, expense and accounting tools. Because Austrian accounts use a German IBAN rather than an Austrian one, some businesses confirm in advance that suppliers and authorities accept it for direct debits. Experience varies with the plan chosen and the documents provided during checks as of 17 February 2026.
How to open Qonto for business in Austria
- Choose a Qonto plan and run the eligibility check for your Austria registered business
- Apply online with your company or registration documents, owner identity and details of your activity
- Complete the provider checks, then once approved use the euro account and the IBAN provided
Questions about Qonto in Austria
Is Qonto available for business in Austria?
Does Qonto give an Austrian IBAN?
Which Austrian business types can use Qonto?
How much does Qonto cost in Austria?
Availability, fees, and eligibility change. This page was last reviewed on 17 February 2026. Confirm the current position with Qonto before applying.