Is Qonto available for business in Switzerland?

By Morten Andersen, cofounder of Business Bank Index
Reviewed by Fredrik Filipsson
Availability

Qonto for business in Switzerland: Not available

Key eligibility
Not applicable. Qonto opens accounts only for companies registered in France, Germany, Italy, Spain, Austria, the Netherlands, Belgium and Portugal
Non resident position
A Switzerland registered company cannot open a Qonto account. Qonto requires a legal entity in a supported European country
Local currency support
No Swiss CHF account. A Qonto account in a supported country is euro based and can send transfers in several currencies
Headline monthly fee
Not applicable for a Switzerland registered business
Availability and fees as of 17 June 2026Last reviewed 17 June 2026

General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.

Not available. As of 17 June 2026, Qonto opens business accounts only for companies registered in France, Germany, Italy, Spain, Austria, the Netherlands, Belgium and Portugal. Switzerland is not on that list, so a company registered in Switzerland cannot open a Qonto account. A Qonto account held by a company in a supported country can still send international transfers to Swiss recipients. Verify the current position with the provider.

Does Qonto serve business customers in Switzerland?

No. Qonto is a European business banking platform that opens accounts for legal entities registered in France, Germany, Italy, Spain, Austria, the Netherlands, Belgium and Portugal. Switzerland is outside the European Union and the single euro payments area that Qonto operates within, and it is not among the countries where Qonto onboards businesses. A company registered in Switzerland therefore cannot open a Qonto account. As of 17 June 2026, confirm the current country coverage with the provider.

Eligibility for businesses in Switzerland

Because Qonto does not onboard Switzerland registered businesses, there is no eligibility route for a Swiss company. Qonto requires a legal entity registered in one of its supported countries, along with that country's registration and ownership documents. A Swiss business would need a qualifying entity in a supported country to apply. As of 17 June 2026. Verify with the provider

What it costs locally

There is no local Switzerland pricing because Qonto is not offered to Switzerland registered businesses. Qonto's published plans apply to its supported European markets and are quoted in euros. As of 17 June 2026. As of 17 June 2026

What local users report

Swiss businesses looking for a digital business account generally consider domestic Swiss providers or cross border payment platforms that accept Switzerland registered companies, since Qonto is not available to them. As of 17 June 2026, confirm the current position with the provider.

Qonto does not serve business customers registered in Switzerland as of 17 June 2026, and it onboards only companies in France, Germany, Italy, Spain, Austria, the Netherlands, Belgium and Portugal. Verify directly with the provider. Providers confirmed available in Switzerland are listed on the Switzerland country guide.

Questions about Qonto in Switzerland

Is Qonto available for business in Switzerland?
Not available. As of 17 June 2026, Qonto opens business accounts only for companies registered in France, Germany, Italy, Spain, Austria, the Netherlands, Belgium and Portugal. A company registered in Switzerland cannot open a Qonto account. Verify the current position with the provider. This is general information, not advice.
Can a Swiss company open a Qonto account?
Not as of 17 June 2026. Qonto requires a legal entity registered in one of its supported European countries, and Switzerland is not on that list. Confirm the current country coverage with the provider.
Can Qonto send payments to Switzerland?
A Qonto account held by a company in a supported country can send international transfers, including to Swiss recipients in several currencies. That is different from opening a Qonto account for a Switzerland registered business, which is not available. As of 17 June 2026, verify with the provider.
What are the alternatives to Qonto in Switzerland?
Providers confirmed to serve business customers in Switzerland are listed on the Switzerland country guide, including domestic banks and cross border payment providers. As of 17 June 2026, verify current terms with each provider.

Availability, fees, and eligibility change. This page was last reviewed on 17 June 2026. Confirm the current position with Qonto before applying.

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