Qonto for business in Germany: Available
- Key eligibility
- Open to freelancers, sole traders and companies such as GmbH and UG registered in Germany, subject to identity and business checks.
- Non resident position
- Aimed at businesses registered in Germany. Foreign ownership is generally accepted subject to checks. Verify the current position with the provider.
- Local currency support
- Euro account with a German IBAN, plus international payments in other currencies. Sub accounts can each have their own German IBAN.
- Headline monthly fee
- Paid plans start at about 9 euro per month excluding VAT, each including at least one Business Mastercard. As of 27 June 2026.
General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.
Does Qonto serve business customers in Germany?
Yes. Qonto offers an online business account to companies and the self employed registered in Germany, with a euro account and a German IBAN, physical and virtual Business Mastercards, transfers, invoicing and expense management. Accounts are opened online, sub accounts can each carry their own German IBAN, and the platform connects to accounting tools used in Germany. Qonto operates across several European markets including Germany. As of 27 June 2026.
Eligibility for businesses in Germany
Qonto accepts freelancers, sole traders and incorporated companies including GmbH and UG registered in Germany, subject to identity and business activity checks. Applicants verify their identity online and provide business details during onboarding, and some activities are not accepted. Confirm that your legal form and activity are eligible with the provider. As of 27 June 2026. Verify with the provider
What it costs locally
Qonto publishes tiered pricing. Paid plans start at about 9 euro per month excluding VAT, each including at least one Business Mastercard and an allowance of transfers and items, with higher tiers adding more cards, allowances and features. International payments and some extra transactions carry separate fees. Allowances and fees vary by plan, so check current terms before relying on a figure. As of 27 June 2026. As of 27 June 2026
What local users report
Freelancers, small companies and growing teams in Germany use Qonto for a fast online setup, a German IBAN, multiple sub accounts and built in expense and invoicing tools. Users like the onboarding speed and the team features, while those needing branch services or extensive cash handling tend to add a traditional bank. As of 27 June 2026.
How to open Qonto for business in Germany
- Pick the plan that matches your team size, transfer volume and card needs.
- Apply online and verify your identity and business details.
- Receive your German IBAN, then activate cards, sub accounts and invoicing.
Questions about Qonto in Germany
Is Qonto available for business in Germany?
Who can open a Qonto account in Germany?
What does Qonto cost in Germany?
Does Qonto give a German IBAN?
Availability, fees, and eligibility change. This page was last reviewed on 27 June 2026. Confirm the current position with Qonto before applying.