Glossary

Sort code

By Fredrik Filipsson, cofounder of Business Bank Index
Reviewed by Morten Andersen
Definition

A sort code is a six digit number that identifies the bank and branch holding a United Kingdom account, used together with the account number to route domestic payments.

Information as of 21 March 2026Last reviewed 21 March 2026

General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.

A sort code is the six digit number that identifies which United Kingdom bank and branch an account belongs to. It is normally written as three pairs of digits, for example 12 34 56, and is used alongside the eight digit account number to send and receive domestic payments such as Faster Payments, Bacs, direct debits, and standing orders.

How a sort code works

A sort code is a six digit number that identifies the bank and the branch where a United Kingdom account is held. It is usually shown as three pairs of digits separated by hyphens or spaces, for example 12 34 56, with the leading digits identifying the bank and the remaining digits identifying the branch. When a payment is sent within the United Kingdom, the payment network uses the sort code together with the eight digit account number to route the money to the correct account. The sort code appears on cheques, bank statements, and in online banking, current as of 21 March 2026.

Sort code and account number

In the United Kingdom a domestic account is identified by two numbers used together: the sort code, which points to the bank and branch, and the account number, which is usually eight digits and identifies the individual account at that branch. Both are needed to send a Faster Payment, set up a direct debit or standing order, or receive a salary or supplier payment. For international payments, the same account is instead identified by an IBAN and a SWIFT BIC code rather than a sort code.

Why it matters to a business

A business shares its sort code and account number so customers and other businesses can pay it, and uses a supplier's sort code and account number to pay them. Entering the wrong sort code can send a payment to the wrong bank or branch, so many banks offer a confirmation of payee or name check that compares the account name with the sort code and account number before a payment is sent. A business should confirm a new payee's sort code and account number directly with that party and use any name check the bank provides.

Frequently asked questions

What is a sort code?
A sort code is a six digit number that identifies the bank and branch where a United Kingdom account is held. It is normally written as three pairs of digits, such as 12 34 56, and is used with the account number to route domestic payments.
What is the difference between a sort code and an account number?
The sort code identifies the bank and branch, while the account number, usually eight digits, identifies the individual account at that branch. Both are needed together to send or receive a United Kingdom domestic payment.
Do I need a sort code for an international payment?
International payments usually use an IBAN and a SWIFT BIC code to identify the account rather than a sort code and account number. The sort code is mainly used for domestic United Kingdom payments.
Where can I find my sort code?
A sort code usually appears on bank statements, debit cards, cheques, and in online or mobile banking. Check directly with your bank if you are unsure which sort code applies to your account.

Definitions, fees, features, and eligibility change and vary by region. This page was last reviewed on 21 March 2026. Confirm current terms with the provider before applying.

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