A multi currency account lets a Czech business hold, receive, and convert several currencies from one account, often with local account details to get paid like a local. Because Czechia uses the koruna rather than the euro, this is useful for businesses that earn or spend in euro, dollars, or pounds. As of 18 January 2026, Wise Business and Revolut Business are built around this, with conversion at or near the mid market rate plus a fee or allowance.
- Currencies held
- Wise Business holds and receives many currencies, Revolut Business holds several on its plans, both alongside the Czech koruna
- Conversion margin
- Mid market rate plus a fee on Wise Business, a monthly allowance then a fee on Revolut Business, as of 18 January 2026
- Can a non resident open
- Possible where the business is registered in Czechia. Verify with the provider.
- Most providers
- Multiple business accounts
General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.
How multi currency accounts work in Czechia
A multi currency account gives a business one place to hold balances in several currencies, receive payments through local account details, and convert when the rate suits rather than on every incoming payment. Czechia uses the Czech koruna and is not in the eurozone, so a business that earns or spends in euro, dollars, or pounds benefits from holding those currencies directly rather than converting on each payment. The currencies supported and the conversion margin vary by provider.
Holding and receiving currencies
As of 18 January 2026, Wise Business holds and receives many currencies and provides local account details across several of them after a one time fee to open. Revolut Business holds several currencies on its plans and offers local details depending on the plan and country. Both serve businesses in Czechia and can hold the Czech koruna alongside foreign currencies. Verify the current currency list with the provider.
Conversion costs
Conversion is where multi currency accounts differ most. As of 18 January 2026, Wise Business converts at the mid market rate plus a fee that varies by currency, and Revolut Business gives a monthly exchange allowance then a fee above it, which differs by plan. Confirm the current margin and any allowance with the provider.
What to check on a multi currency account
When comparing multi currency accounts in Czechia, check these points, as of 18 January 2026. Verify with the provider
- Which currencies you can hold and receive, including the Czech koruna, and whether you get local account details for them.
- The conversion margin on the currencies you actually use, and any minimum or fixed fee.
- Any setup fee or monthly fee, and the conditions that waive it.
How to compare multi currency accounts
- List the currencies you receive and pay in, and your monthly conversion volume.
- Compare the conversion margin and any setup or monthly fee on those specific currencies.
- Confirm the current supported currencies and rate card with the provider before you apply.
Compare business accounts available in Czechia
These providers accept business customers in Czechia and support the Czech koruna alongside other currencies. Fees and eligibility shown as of 18 January 2026. Confirm current terms with the provider before applying.
Compare business accounts →Questions about business banking in Czechia
Which providers offer multi currency business accounts in Czechia?
Can I hold euro and dollars in a Czech business account?
How much does currency conversion cost?
Does Czechia use the euro?
Fees, features, and eligibility change and vary by region. This page was last reviewed on 18 January 2026. Confirm current terms with the provider before applying.