In Czechia, a free business account usually means no monthly account fee rather than no fees at all. As of 11 January 2026, Wise Business charges no monthly fee, with a one time setup fee, and Revolut Business offers a Basic entry plan. Per transaction, ATM, and currency conversion costs can still apply, and some local Czech banks waive the monthly fee for small or new businesses on conditions.
- No monthly fee options
- Yes. Wise Business charges no monthly fee, a one time setup fee applies. Revolut Business offers a Basic entry plan, confirm its current price.
- What still costs
- Setup fee on Wise Business, per transaction and ATM fees, and a currency conversion margin on payments outside the koruna
- Can a non resident open
- Possible where the business is registered in Czechia. Verify with the provider.
- Most providers
- Multiple business accounts
General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.
What free means for a business account in Czechia
A no monthly fee account removes the recurring account charge, but other fees can remain. A one time setup fee may apply, per transaction fees can start once a free allowance is used, ATM withdrawals can cost, and currency conversion carries a margin on payments outside the Czech koruna. So a free headline can still cost money depending on how you trade. Compare the fee layer that matches your activity rather than the monthly price alone.
Accounts with no monthly fee
As of 11 January 2026, Wise Business charges no monthly fee, with a one time setup fee to open the account and activate local account details, reported around 1,150 CZK for businesses opening in Czechia. Revolut Business offers a Basic entry plan with lower allowances than its paid plans. Several Czech banks, including digital focused options, advertise no monthly fee accounts for freelancers or new businesses, usually with conditions. Verify the current figures and any limits with each provider.
Costs that can still apply
Even on a free account, expect a possible setup fee, per transaction fees beyond a free allowance, ATM fees, and a currency conversion margin on payments outside the koruna. As of 11 January 2026, Wise Business converts at the mid market rate plus a fee that varies by currency, and Revolut Business gives a monthly exchange allowance then charges a fee above it. Confirm the current rate card with the provider.
What to check before you call an account free
When an account is described as free in Czechia, check these points, as of 11 January 2026. Verify with the provider
- Whether the no monthly fee is unconditional or comes with capped allowances on transfers and cards, and whether a one time setup fee applies.
- Per transaction fees once any free allowance is used, and any ATM fees.
- The currency conversion margin and any transfer fees on payments outside the koruna.
How to compare free accounts
- List how you actually transact, including monthly volume, card use, and payments outside the koruna.
- Check whether the free plan allowances cover your activity each month, and whether a setup fee applies.
- Compare the per transaction and international costs, not just the zero monthly headline, and confirm with the provider before you apply.
Compare business accounts available in Czechia
These providers accept business customers in Czechia and support the Czech koruna alongside other currencies. Fees and eligibility shown as of 11 January 2026. Confirm current terms with the provider before applying.
Compare business accounts →Questions about business banking in Czechia
Is there a truly free business account in Czechia?
Does Wise Business charge a monthly fee in Czechia?
Do free accounts charge for payments outside the koruna?
Do Czech banks offer free business accounts?
Fees, features, and eligibility change and vary by region. This page was last reviewed on 11 January 2026. Confirm current terms with the provider before applying.