Snapshot
Wise Business and Revolut Business compared on the points that usually decide a business account: account type, monthly fee, currency support, eligibility and where each one is available.
Wise Business figures as of 21 December 2025Revolut Business figures as of 21 December 2025Last reviewed 21 December 2025
General information, not financial, legal, or tax advice. There is no single best account. The right fit depends on your business. Verify current terms and eligibility with each provider before applying.
Wise Business and Revolut Business suit different businesses. Use the comparison below to weigh account type, fees, currency support and eligibility against how your company operates, then confirm the latest terms with each provider. Figures are shown as of 21 December 2025 for both providers.
Wise Business vs Revolut Business at a glance
| Feature | Wise Business | Revolut Business |
|---|---|---|
| Account type | Multi currency business account from a financial technology company for holding, sending and receiving money internationally. Wise is not a bank, and money is safeguarded under the rules of each region. | Business account from a financial technology company offering multi currency accounts, cards and payments. Safeguarding of funds follows the rules of each region where it operates. |
| Who it suits | Businesses that send or receive money across borders and want to hold multiple currencies and pay at the mid market rate. | Businesses in supported regions that want multi currency accounts, international payments and built in expense tools. |
| Monthly fee | No monthly account fee. Opening is free, though activating local account details can carry a one time fee that varies by country, for example about 31 US dollars in the United States and about 45 pounds in the United Kingdom. As of 21 December 2025. | Plans range across tiers, for example in the United Kingdom Basic at 10 pounds, Grow at 30 pounds and Scale at 90 pounds a month, with a custom Enterprise tier. Plans and pricing vary by region. As of 21 December 2025. Verify your local version with Revolut Business. |
| Transaction fees | Transfers and currency conversions carry a transparent per transaction fee that varies by currency and route, and card and withdrawal fees can apply. As of 21 December 2025. Verify the current pricing with Wise. | Each plan includes allowances for payments and currency exchange, with per item fees above those allowances. As of 21 December 2025. Verify the fee schedule for your region with Revolut Business. |
| FX fees | Currency conversion uses the mid market rate with a transparent fee per conversion that varies by currency pair. As of 21 December 2025. Verify with Wise. | Currency exchange is offered at the interbank rate within a monthly plan allowance, after which a fee of about 0.6 percent applies, and a markup can apply outside market hours. As of 21 December 2025. Verify with Revolut Business. |
| Minimum deposit | No minimum balance. A one time fee can apply to open local account details. As of 21 December 2025. Verify with Wise. | No large minimum opening deposit is published. As of 21 December 2025. Verify with Revolut Business. |
| Multi currency | Yes, the account can hold dozens of currencies and provides local account details in several currencies for receiving payments. As of 21 December 2025. | Yes, accounts can hold, send and receive 25 or more currencies and exchange between them, subject to plan allowances. As of 21 December 2025. |
| Integrations | Accounting integrations including QuickBooks and Xero, batch payments and an API. Verify current integrations with Wise. | Accounting integrations, an API, expense management and team cards. Verify current integrations with Revolut Business. |
| Eligibility | Open to many business types, including limited companies, sole traders and partnerships, in supported countries. Some sectors and activities are restricted. As of 21 December 2025. Verify eligibility with Wise. | Available to eligible businesses in supported regions, currently the United Kingdom, the European Economic Area and the United States, with regional rules. As of 21 December 2025. Verify eligibility for your region with Revolut Business. |
| Broadly available in | Many countries across the Americas, Europe, Asia and Oceania, with available features varying by country. As of 21 December 2025. | The United Kingdom, the European Economic Area and the United States, with features and pricing varying by region. As of 21 December 2025. |
Use the table to weigh the differences. Wise Business and Revolut Business tend to differ most on how they handle currency and pricing, since both support multiple currencies but differ on plans, allowances and availability, so match those to how your business moves money, then confirm the latest fees and eligibility with each provider.
Open a business account
Both providers accept business customers in their supported markets. Fees and eligibility shown as of 21 December 2025 for both providers. Confirm current terms with the provider before applying.
Visit Wise Business → Visit Revolut Business →Questions about Wise Business and Revolut Business
Which is better for my business, Wise Business or Revolut Business?
It depends on your needs. The table on this page compares Wise Business and Revolut Business on account type, fees, currency support, eligibility and availability using each provider's published terms. Weigh those against how your business operates, then confirm current terms with each provider. This is information, not advice.
Can I open both Wise Business and Revolut Business?
Often yes, subject to each provider's eligibility rules. Some businesses keep more than one account, for example one for everyday banking and another for currency conversion. Check eligibility with each provider before applying.
Are the fees on this page current?
Each figure is shown with the date it was recorded. Wise Business and Revolut Business figures are both shown as of 21 December 2025. Fees and eligibility change, so confirm current terms with each provider before you apply.
Fees, features, and eligibility change and vary by region. This page was last reviewed on 21 December 2025. Confirm current terms with each provider before applying.