Snapshot
Revolut Business and Relay compared on the points that usually decide a business account: account type, monthly fee, currency support, eligibility and where each one is available.
Revolut Business figures as of 15 November 2025Relay figures as of 15 November 2025Last reviewed 15 November 2025
General information, not financial, legal, or tax advice. There is no single best account. The right fit depends on your business. Verify current terms and eligibility with each provider before applying.
Revolut Business and Relay suit different businesses. Use the comparison below to weigh account type, fees, currency support and eligibility against how your company operates, then confirm the latest terms with each provider. Figures are shown as of 15 November 2025 for both providers.
Revolut Business vs Relay at a glance
| Feature | Revolut Business | Relay |
|---|---|---|
| Account type | Business account from a financial technology company offering multi currency accounts, cards and payments. Safeguarding of funds follows the rules of each region where it operates. | Online business banking platform with checking and savings, with deposits provided through a partner bank that is a member of the FDIC. Relay is a financial technology company, not a bank. |
| Who it suits | Businesses in supported regions that want multi currency accounts, international payments and built in expense tools. | United States small businesses that want multiple checking accounts for budgeting, no monthly fee on the entry plan and team access. |
| Monthly fee | Plans range across tiers, for example in the United Kingdom Basic at 10 pounds, Grow at 30 pounds and Scale at 90 pounds a month, with a custom Enterprise tier. Plans and pricing vary by region. As of 15 November 2025. Verify your local version with Revolut Business. | Starter plan with no monthly fee and no minimum balance, a Grow plan at 30 US dollars a month and a Scale plan at 90 US dollars a month. As of 15 November 2025. |
| Transaction fees | Each plan includes allowances for payments and currency exchange, with per item fees above those allowances. As of 15 November 2025. Verify the fee schedule for your region with Revolut Business. | No monthly fee on the Starter plan. International wire transfers carry a fee of about 1 percent, and some services on paid plans differ. As of 15 November 2025. Verify with Relay. |
| FX fees | Currency exchange is offered at the interbank rate within a monthly plan allowance, after which a fee of about 0.6 percent applies, and a markup can apply outside market hours. As of 15 November 2025. Verify with Revolut Business. | Relay is United States dollar based. International wires carry a fee of about 1 percent, and it does not offer native multi currency holding. As of 15 November 2025. Verify with Relay. |
| Minimum deposit | No large minimum opening deposit is published. As of 15 November 2025. Verify with Revolut Business. | No account minimum and no opening fee on the Starter plan. As of 15 November 2025. Verify with Relay. |
| Multi currency | Yes, accounts can hold, send and receive 25 or more currencies and exchange between them, subject to plan allowances. As of 15 November 2025. | Relay is United States dollar based and does not offer native multi currency holding accounts, as of 15 November 2025. |
| Integrations | Accounting integrations, an API, expense management and team cards. Verify current integrations with Revolut Business. | Accounting integrations including QuickBooks and Xero, plus support for the Profit First method and team permissions. Verify current integrations with Relay. |
| Eligibility | Available to eligible businesses in supported regions, currently the United Kingdom, the European Economic Area and the United States, with regional rules. As of 15 November 2025. Verify eligibility for your region with Revolut Business. | United States registered businesses, including those with non resident owners who hold a United States entity and Employer Identification Number. As of 15 November 2025. Verify eligibility with Relay. |
| Broadly available in | The United Kingdom, the European Economic Area and the United States, with features and pricing varying by region. As of 15 November 2025. | The United States. As of 15 November 2025. |
Use the table to weigh the differences. Revolut Business and Relay tend to differ most on currency support and geography, since one offers multi currency accounts across several regions and the other is a United States dollar focused platform, so match those to how your business moves money, then confirm the latest fees and eligibility with each provider.
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Both providers accept business customers in their supported markets. Fees and eligibility shown as of 15 November 2025 for both providers. Confirm current terms with the provider before applying.
Visit Revolut Business → Visit Relay →Questions about Revolut Business and Relay
Which is better for my business, Revolut Business or Relay?
It depends on your needs. The table on this page compares Revolut Business and Relay on account type, fees, currency support, eligibility and availability using each provider's published terms. Weigh those against how your business operates, then confirm current terms with each provider. This is information, not advice.
Can I open both Revolut Business and Relay?
Often yes, subject to each provider's eligibility rules. Some businesses keep more than one account, for example one for everyday banking and another for currency conversion. Check eligibility with each provider before applying.
Are the fees on this page current?
Each figure is shown with the date it was recorded. Revolut Business and Relay figures are both shown as of 15 November 2025. Fees and eligibility change, so confirm current terms with each provider before you apply.
Fees, features, and eligibility change and vary by region. This page was last reviewed on 15 November 2025. Confirm current terms with each provider before applying.