Snapshot
Revolut Business and Bank of America Business compared on the points that usually decide a business account: account type, monthly fee, currency support, eligibility and where each one is available.
Revolut Business figures as of 8 December 2025Bank of America Business figures as of 8 December 2025Last reviewed 8 December 2025
General information, not financial, legal, or tax advice. There is no single best account. The right fit depends on your business. Verify current terms and eligibility with each provider before applying.
Revolut Business and Bank of America Business suit different businesses. Use the comparison below to weigh account type, fees, currency support and eligibility against how your company operates, then confirm the latest terms with each provider. Figures are shown as of 8 December 2025.
Revolut Business vs Bank of America Business at a glance
| Feature | Revolut Business | Bank of America Business |
|---|---|---|
| Account type | Business account from Revolut Technologies Inc, a financial technology company, not a bank. Card and banking services are provided through Lead Bank, Member FDIC. | Business checking from Bank of America, a chartered bank and Member FDIC, with a nationwide branch network. |
| Who it suits | United States businesses that move money across borders and want multi currency accounts, corporate cards and spend management in one app. | United States businesses that want a traditional bank with branches, in person service, cash and check handling, and a path to credit and treasury services. |
| Monthly fee | Basic is 10 US dollars a month, Grow is from 40 US dollars a month, Scale is from 140 US dollars a month and Enterprise is custom priced. Annual billing can save up to 22 percent. As of 8 December 2025. | Business Advantage Fundamentals Banking has a 16 US dollars monthly fee, waived for the first 12 statement cycles and afterward waivable. Business Advantage Relationship Banking has a 29.95 US dollars monthly fee, also waivable. As of 8 December 2025. |
| Transaction fees | Each plan includes a monthly allowance of free local and international transfers. Beyond the allowance a local transfer is about 0.20 US dollars and an international transfer is about 5 US dollars. As of 8 December 2025. Verify with Revolut. | Fee waivers depend on balances or qualifying activity, for example a 5,000 US dollars combined average monthly balance or 500 US dollars in net new qualifying debit card purchases each cycle on Fundamentals. Wires, excess transactions and cash handling above set limits can carry charges. As of 8 December 2025. Verify the current schedule of fees with Bank of America. |
| FX fees | Currency exchange is at interbank rates up to a monthly allowance that varies by plan, for example 1,000 US dollars on Basic and 20,000 US dollars on Grow. A 0.6 percent fee applies above the allowance and 1 percent outside market hours. As of 8 December 2025. | United States dollar account. International wires and foreign currency services are available through the bank and carry their own fees. As of 8 December 2025. Verify with Bank of America. |
| Minimum deposit | No published minimum opening deposit. As of 8 December 2025. Verify with Revolut. | A small opening deposit may be required to fund the account. As of 8 December 2025. Verify with Bank of America. |
| Multi currency | Yes. Multi currency accounts support 25 or more currencies with local and global account details. As of 8 December 2025. | This is a United States dollar business checking account, not a multi currency neobank account. As of 8 December 2025. |
| Integrations | Accounting integrations including Xero, QuickBooks and NetSuite, plus an API, expense management and HR platform integrations. Verify current integrations with Revolut. | Online and mobile banking, QuickBooks connectivity, Zelle for business and Bank of America merchant and lending services. Verify current features with Bank of America. |
| Eligibility | United States registered businesses can apply. As of 8 December 2025. Verify eligibility with Revolut. | United States businesses can apply online or in a branch, subject to identity and business verification. As of 8 December 2025. Verify eligibility with Bank of America. |
| Broadly available in | The United States and many other markets globally. As of 8 December 2025. | United States. As of 8 December 2025. |
Use the table to weigh the differences. Revolut Business and Bank of America Business tend to differ most on account type and currency support, so match those to how your business moves money, then confirm the latest fees and eligibility with each provider.
Open a business account
Both providers accept business customers in their supported markets. Fees and eligibility shown as of 8 December 2025. Confirm current terms with the provider before applying.
Visit Revolut Business → Visit Bank of America Business →Questions about Revolut Business and Bank of America Business
Which is better for my business, Revolut Business or Bank of America Business?
It depends on your needs. The table on this page compares Revolut Business and Bank of America Business on account type, fees, currency support, eligibility and availability using each provider's published terms. Weigh those against how your business operates, then confirm current terms with each provider. This is information, not advice.
Can I open both Revolut Business and Bank of America Business?
Often yes, subject to each provider's eligibility rules. Some businesses keep more than one account, for example one for everyday banking and another for currency conversion or cards. Check eligibility with each provider before applying.
Are the fees on this page current?
Each figure is shown with the date it was recorded, 8 December 2025. Fees and eligibility change, so confirm current terms with each provider before you apply.
Fees, features, and eligibility change and vary by region. This page was last reviewed on 8 December 2025. Confirm current terms with each provider before applying.