Snapshot
Brex and Found compared on the points that usually decide a business account: account type, monthly fee, currency support, eligibility and where each one is available.
Brex figures as of 23 June 2026Found figures as of 23 June 2026Last reviewed 23 June 2026
General information, not financial, legal, or tax advice. There is no single best account. The right fit depends on your business. Verify current terms and eligibility with each provider before applying.
Brex and Found serve different ends of the United States market. Brex targets incorporated startups and scaling companies, while Found is built for self employed people and sole proprietors who want banking with tax and bookkeeping tools. Use the comparison below to weigh account type, fees, currency support and eligibility against how your company operates, then confirm the latest terms with each provider. Figures are shown as of 23 June 2026.
Brex vs Found at a glance
| Feature | Brex | Found |
|---|---|---|
| Account type | Business account held through partner program banks and a money market fund, with corporate cards and spend management. Brex is a financial technology company, not a bank. | Business banking built for the self employed, with banking services provided by a partner bank that is a member of the Federal Deposit Insurance Corporation. Found is a financial technology company, not a bank. It adds automatic tax set aside, bookkeeping and invoicing. |
| Who it suits | United States incorporated startups and scaling companies, often venture or professionally funded, that want a digital account with corporate cards and spend management. | United States self employed people, freelancers, independent contractors and sole proprietors who want a simple account with built in tax and bookkeeping tools. |
| Monthly fee | No monthly account fee and no minimum balance on the business account. Spend management software plans add features at a monthly cost. As of 23 June 2026. | No monthly fee on the standard account. Paid plans add features and higher savings yield, for example Found Plus at about 35 United States dollars a month and Found Pro at about 80 United States dollars a month. As of 23 June 2026. Verify with Found. |
| Transaction fees | No fee on standard ACH transfers and domestic and international wires on the account. Some advanced or high volume features can carry fees. As of 23 June 2026. Verify the current rate card with Brex. | No monthly maintenance fee and no minimum balance on the standard account. Some transactions, such as wires, instant transfers and out of network ATM use, can carry fees. As of 23 June 2026. Verify the current rate card with Found. |
| FX fees | International wires and foreign currency payments can carry fees that vary by route and currency. Unclear at a single headline rate, so verify with Brex. As of 23 June 2026. | Found is United States dollar focused and built for domestic self employed work. International payment support is limited, so verify with Found. As of 23 June 2026. |
| Minimum deposit | No account minimum and no account opening fee. As of 23 June 2026. Verify with Brex. | No minimum deposit and no minimum balance to open or keep the account. No credit check to open. As of 23 June 2026. Verify with Found. |
| Multi currency | The account is United States dollar based. International United States dollar payments are supported, and some currency features carry fees. As of 23 June 2026. | United States dollar only. Found does not market multi currency accounts. As of 23 June 2026. Verify with Found. |
| Integrations | Accounting integrations including QuickBooks, Xero, and NetSuite, an API, corporate cards, bill pay, and expense and travel management. Confirm current integrations with Brex. | Built in bookkeeping, invoicing, expense categories and tax estimates inside the app, with a debit card. Confirm current integrations and any accounting exports with Found. |
| Eligibility | Businesses incorporated in the United States with an Employer Identification Number, such as an LLC, S corporation, C corporation or limited partnership. Sole proprietorships are not eligible, and Brex is aimed at funded startups and scaling companies. As of 23 June 2026. Verify with Brex. | United States based self employed people and sole proprietors. Some entity types, such as corporations and businesses with employees, may not be supported. As of 23 June 2026. Verify the current requirements with Found. |
| Broadly available in | The United States. The business must be a United States incorporated entity. As of 23 June 2026. | The United States only. As of 23 June 2026. |
Use the table to weigh the differences. Brex and Found sit at different ends of the market, so the question is usually which one matches your business shape: an incorporated, funded company tends toward Brex, while a self employed sole proprietor tends toward Found. Confirm the latest fees and eligibility with each provider.
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Both providers accept business customers in their supported markets. Fees and eligibility shown as of 23 June 2026. Confirm current terms with the provider before applying.
Visit Brex → Visit Found →Questions about Brex and Found
Which is better for my business, Brex or Found?
It depends on your needs. The table on this page compares Brex and Found on account type, fees, currency support, eligibility and availability using each provider's published terms. Brex is aimed at funded United States startups and scaling companies, while Found is built for self employed people and sole proprietors. Weigh those against how your business operates, then confirm current terms with each provider. This is information, not advice.
Can I open both Brex and Found?
Often yes, subject to each provider's eligibility rules. The two serve different business shapes, so a sole proprietor may qualify for Found while an incorporated startup may qualify for Brex. Check eligibility with each provider before applying.
Are the fees on this page current?
Each figure is shown with the date it was recorded. Brex and Found figures are shown as of 23 June 2026. Fees and eligibility change, so confirm current terms with each provider before you apply.
Fees, features, and eligibility change and vary by region. This page was last reviewed on 23 June 2026. Confirm current terms with each provider before applying.