Found is a United States banking platform built for self employed people and very small businesses, with no monthly account fee and optional paid plans, as of 11 October 2026.
- Who it suits
- Freelancers, sole proprietors, LLCs and small corporations in the United States who want banking, bookkeeping, and tax tools in one app.
- Broadly available in
- United States.
- Headline monthly fee
- No monthly account fee. Optional plans were 35 US dollars per month for Found Plus and 80 US dollars per month for Found Pro, as of 11 October 2026.
- Account type
- Business banking platform. Banking services are provided through a partner bank.
General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.
Overview
Found targets the self employed by combining a business account with built in bookkeeping, invoicing, and tax estimate tools. It is not a chartered bank itself. Banking services are delivered through a partner bank, and the product is built around a single mobile and web experience. Figures here are as of 11 October 2026.
Strengths
No monthly account fee on the core plan, built in expense tracking and tax estimates aimed at sole proprietors, invoicing, and a fast online sign up. Paid plans add higher savings yields for those who want them.
Limitations
Found is built for self employed and very small businesses, so larger companies may find it limited. Some charges such as instant transfers and wires can apply, and the higher savings yields require a paid plan. Banking is provided through a partner bank rather than by Found directly. Verify current terms with the provider.
Fees and features
| Monthly fee | No fee on the core account. Found Plus was 35 US dollars per month or 315 US dollars per year, and Found Pro was 80 US dollars per month or 720 US dollars per year, as of 11 October 2026. |
|---|---|
| Transaction fees | No monthly minimum or overdraft fee on the core account. Certain charges such as wires and instant transfers can apply. See the provider fee schedule. As of 11 October 2026. |
| FX fees | Found is built around United States dollar banking. It accepts incoming international wires with no Found fee. The debit card works abroad once international transactions are turned on, and the card network may charge a conversion fee, as of 11 October 2026. Verify with the provider. |
| Minimum deposit | No minimum balance. Found does not publish a minimum opening deposit; check with Found. |
| Multi currency | Not a multi currency account. United States dollar focused. Verify with the provider. |
| Integrations | Built in bookkeeping, invoicing, and tax tools. Verify current integrations with the provider. |
| Eligibility | Open to sole proprietorships, single and multi member LLCs, S Corps and C Corps. Customers need a valid United States address and Social Security number. No credit check to open the core account, as of 11 October 2026. Verify with the provider. |
Open a Found account
Found serves self employed people and very small businesses in the United States. Fees and plans shown as of 11 October 2026. Confirm current terms with the provider before applying.
Visit Found → Commission link: we may earn a fee if you open an account through it. It does not change what we publish or how we rank providers.Questions about Found
Is Found a bank?
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Does Found work outside the United States?
Fees, features, and eligibility change and vary by region. This page was last reviewed on 11 October 2026. Confirm current terms with Found before applying.