Snapshot
Brex and Chase Business compared on the points that usually decide a business account: account type, monthly fee, currency support, eligibility and where each one is available.
Brex figures as of 4 November 2025Chase Business figures as of 4 November 2025Last reviewed 4 November 2025
General information, not financial, legal, or tax advice. There is no single best account. The right fit depends on your business. Verify current terms and eligibility with each provider before applying.
Brex and Chase Business target different kinds of company. Brex is a corporate card and spend management platform for funded startups and larger businesses, with card limits set by company finances and no monthly platform fee on the entry plan. Chase Business Complete Banking is a checking account from a national bank with branches, cash deposits and in person service, and a monthly fee that can be waived. Use the comparison below to weigh account type, fees and eligibility against how your business operates, then confirm the latest terms with each provider. Figures are shown as of 4 November 2025 for both providers.
Brex vs Chase Business at a glance
| Feature | Brex | Chase Business |
|---|---|---|
| Account type | Corporate charge card with a business cash management account and spend software. Brex is a financial technology company and not a bank, and card balances are paid in full each cycle. | Business checking account from Chase, a national bank with branches across the United States. Deposits are held at the bank, which is a member of the FDIC. |
| Who it suits | Venture backed startups and established companies that want corporate cards with limits based on company cash and revenue, plus expense and bill pay tools. | United States businesses that want a national bank with branch access, in person service, cash deposits and card acceptance tools. |
| Monthly fee | The entry level Brex plan has no monthly platform fee, and the corporate card has no annual fee. Higher tier plans with added software are priced separately. As of 4 November 2025. | A 15 US dollar monthly service fee that can be waived, for example by keeping a 2,000 US dollar minimum daily balance, spending 2,000 US dollars on an eligible Chase business card, or receiving 2,000 US dollars in eligible card payment deposits in the period. As of 4 November 2025. |
| Transaction fees | No foreign transaction fees on the card. Other services such as wires or bill pay may carry charges depending on plan. Verify the current schedule with the provider. As of 4 November 2025. | Includes unlimited electronic deposits and up to 5,000 US dollars in cash deposits per statement period at no charge, with other transactions and services following the published fee schedule. As of 4 November 2025. |
| FX fees | No foreign transaction fee on card spend, and Brex issues local currency cards in more than 50 countries. Confirm any conversion terms with the provider. As of 4 November 2025. | A domestic United States dollar account. International wires are available and carry fees per the schedule. As of 4 November 2025. |
| Interest | Brex offers a business account with yield options on operating cash. Confirm current rates and terms with the provider. As of 4 November 2025. | Business Complete Banking is a non interest bearing checking account. Chase offers separate savings and money market accounts for interest. As of 4 November 2025. |
| Multi currency | Not a multi currency holding account, though card spend is supported in many currencies with local currency cards abroad. As of 4 November 2025. | Not a multi currency account. This is a United States dollar checking account. As of 4 November 2025. |
| Integrations | Connects with accounting and ERP tools such as QuickBooks, Xero and NetSuite, with built in expense and bill pay. Confirm current integrations with the provider. | Works with common accounting software and includes card acceptance through the bank's payment tools. Confirm current integrations with the provider. |
| Eligibility | Requires a United States EIN, valid United States incorporation, United States operations and a United States physical address. A cash balance, often around 50,000 US dollars, is typically expected, and sole proprietors are not eligible. As of 4 November 2025. | Open online to privately held sole proprietorships, corporations and single member or single manager LLCs. Other entity types apply in a branch. No minimum deposit is required, but the account must be funded within 60 days. As of 4 November 2025. |
| Broadly available in | United States, with local currency card issuing in more than 50 countries. | United States. |
Use the table to weigh the differences. Brex suits venture backed and larger companies that want corporate cards and spend software, while Chase Business suits businesses that value a national bank with branches, cash handling and a full checking account. Match those to how your business operates, then confirm the latest fees and eligibility with each provider.
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Both providers accept business customers in the United States. Fees and eligibility shown as of 4 November 2025 for Brex and Chase Business. Confirm current terms with the provider before applying.
Visit Brex → Visit Chase Business →Questions about Brex and Chase Business
Which is better for my business, Brex or Chase Business?
It depends on your needs. The table on this page compares Brex and Chase Business on account type, fees, currency support, eligibility and availability using each provider's published terms. Brex is a corporate card and spend platform for funded startups and larger companies, while Chase Business is a checking account from a national bank with branches and cash deposits. Weigh those against how your business operates, then confirm current terms with each provider. This is information, not advice.
Can I open both Brex and Chase Business?
Often yes, subject to each provider's eligibility rules. Some businesses keep a Chase Business checking account for everyday banking and cash deposits alongside Brex for corporate cards and spend management. Check eligibility with each provider before applying.
Are the fees on this page current?
Each figure is shown with the date it was recorded. Brex and Chase Business figures are shown as of 4 November 2025. Fees and eligibility change, so confirm current terms with each provider before you apply.
Fees, features, and eligibility change and vary by region. This page was last reviewed on 4 November 2025. Confirm current terms with each provider before applying.