Chase Business is the small business banking arm of JPMorgan Chase in the United States, offering business checking accounts through a large branch network and a digital platform. Its entry account is Business Complete Banking. As of 11 October 2026.
- Who it suits
- United States businesses that want a major bank account with branch access, in person cash handling, and a broad product range across cards, lending, and merchant services.
- Broadly available in
- The United States. Chase runs a consumer only digital bank in the United Kingdom and does not offer a business account there. As of 11 October 2026.
- Headline monthly fee
- Business Complete Banking has a 15 US dollar monthly service fee that can be waived by meeting a qualifying condition. As of 11 October 2026.
- Account type
- Business checking account at an FDIC insured national bank.
General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.
Overview
Chase Business is the small business banking arm of JPMorgan Chase. It offers business checking accounts, savings, credit cards, lending, and payment acceptance, with more than 5,000 branches and 14,000 ATMs alongside online and mobile banking. The headline checking account for most small businesses is Business Complete Banking, with Performance Business Checking and Platinum Business Checking aimed at higher balances and activity. As of 11 October 2026.
Strengths
A very large branch and ATM network for in person and cash banking, a deep product range that covers cards, lending, and merchant services, and integrated card acceptance through QuickAccept. The bank is FDIC insured. As of 11 October 2026.
Limitations
The entry account carries a monthly fee unless a waiver condition is met, and waivers on Business Complete Banking are based on the minimum daily ending balance rather than an average. Transaction and cash deposit allowances are capped on the entry tier, with fees beyond the limit. The offering is United States only as of 11 October 2026. Verify current terms with Chase.
Fees and features
| Monthly fee | Business Complete Banking has a 15 US dollar monthly service fee, waivable by meeting one qualifying condition. Performance Business Checking is 40 US dollars a month and Platinum Business Checking 95 US dollars a month, each with its own waiver. As of 11 October 2026. |
|---|---|
| Transaction fees | Business Complete Banking includes up to 20 paper and teller transactions and 5,000 US dollars of in branch cash deposits each statement cycle, with fees beyond that. Performance includes 250 account debits and Platinum 500. As of 11 October 2026. Verify the current rate card with Chase. |
| FX fees | International payments and currency conversion carry fees that vary by route and method. Chase does not publish a single headline rate, so check its Additional Banking Services and Fees for Business Accounts. |
| Minimum deposit | The Chase business checking page does not state a minimum opening deposit for Business Complete Banking. As of 11 October 2026. Verify with Chase. |
| Multi currency | Chase business checking is a US dollar account. It is not marketed as a multi currency account. As of 11 October 2026. |
| Integrations | Integrated card acceptance through QuickAccept, Chase Business Online with online bill pay, and Chase Mobile banking. Verify current integrations with Chase. |
| Eligibility | Aimed at businesses in the United States. Chase lists the documents it needs on its account opening pages. As of 11 October 2026. Verify eligibility with Chase. |
Open a Chase Business account
Chase business banking is available to businesses in the United States. Fees and waiver conditions shown as of 11 October 2026. Confirm current terms with the provider before applying.
Visit Chase Business → Commission link: we may earn a fee if you open an account through it. It does not change what we publish or how we rank providers.Chase Business by country
Chase business banking is a United States offering as of 11 October 2026. The country pages below explain where it is available and where it is not.
Questions about Chase Business
Is Chase Business available outside the United States?
Does Chase Business Complete Banking charge a monthly fee?
How can the Chase Business monthly fee be waived?
Can a non resident open a Chase Business account?
Fees, features, and eligibility change and vary by region. This page was last reviewed on 11 October 2026. Confirm current terms with Chase Business before applying.