Colombia · LLC and Corporations

Best business accounts for LLC and Corporations in Colombia

By Morten Andersen, cofounder of Business Bank Index
Reviewed by Fredrik Filipsson · Last reviewed 20 February 2026
Snapshot

Colombia does not use the LLC form. The common equivalents are the S.A.S., a Sociedad por Acciones Simplificada, the S.A., and the Ltda. Once registered with the Camara de Comercio and holding a RUT with a NIT, these companies open a peso business account with a traditional bank, and may add cross border platforms for international payments.

Suits LLC and Corporations best
A traditional bank account suits most registered companies, with Wise or Payoneer added for international payments.
Typical monthly fee
From no monthly fee at cross border platforms to a monthly handling fee, the cuota de manejo, at traditional banks, as of 20 February 2026.
Non resident position
The business must be a company registered in Colombia with a RUT and a NIT, and a legal representative; a foreign legal representative usually needs a valid Colombian visa and a Cedula de Extranjeria. Verify with the provider.
Providers that fit
Several. Traditional banks accept registered companies in Colombia.
Fees and features as of 20 February 2026Last reviewed 20 February 2026

General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.

There is no LLC in Colombia. The closest equivalents are the S.A.S., the S.A. and the Ltda., with the S.A.S. the most common form for small and medium companies. Once the company is registered with the Camara de Comercio and holds a RUT with a NIT, it can open a peso business account with a traditional bank such as BBVA Colombia, Bancolombia or Davivienda, and may add Wise or Payoneer for cross border payments. Fees below are shown as of 20 February 2026, so confirm current terms with the provider.

What LLC and Corporations in Colombia need from a business account

A registered company in Colombia needs an account that matches its legal form and ownership, supports the legal representative and any additional signatories, and provides the services the business uses such as payroll, cards and credit. Banks ask for the certificate of existence and legal representation, the articles of incorporation, the RUT, and a shareholders composition certificate, and apply SARLAFT checks. International companies can add a cross border platform for foreign currency. Confirm the current requirements with the provider, as of 20 February 2026.

BBVA Colombia
Peso business account for registered companies, with branch and online access, payroll and cards. Monthly handling fee applies.
Best for
Registered S.A.S., S.A. and Ltda. companies
Monthly fee
Monthly handling fee, varies by package
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Payoneer
Cross border receiving in several currencies for a registered company, with payout to a Colombian peso account.
Best for
Receiving payments from abroad
Monthly fee
No monthly fee on standard use, receiving and withdrawal fees apply
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Wise Business
Multi currency account to hold and convert funds and pay suppliers abroad at the mid market rate. Not a substitute for a local peso bank account.
Best for
Holding and converting several currencies
Monthly fee
No monthly fee, one time setup fee may apply, pay per transfer
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Compare accounts for LLC and Corporations in Colombia

These providers accept business customers in Colombia. Fees and eligibility shown as of 20 February 2026. Confirm current terms with the provider before applying.

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Questions about banking for LLC and Corporations in Colombia

Is there an LLC in Colombia?
No. Colombia does not use the LLC form. The common equivalents are the S.A.S., a Sociedad por Acciones Simplificada, the S.A., and the Ltda. The S.A.S. is the most popular form for small and medium companies. The right structure depends on your needs, so verify with a qualified adviser. This is general information, not advice.
What documents does a company need to open an account in Colombia?
Banks typically ask for the certificate of existence and legal representation from the Camara de Comercio dated within the last 30 days, the articles of incorporation, the RUT showing the NIT, a shareholders composition certificate, and identification for the legal representative. Confirm the current list with the provider, as of 20 February 2026.
Can a foreign owned company open a business account in Colombia?
Yes, if the company is registered in Colombia with a RUT and a NIT and has a legal representative. A foreign legal representative usually needs a valid Colombian visa and a Cedula de Extranjeria, and banks apply enhanced SARLAFT checks. Verify your situation with the provider.
Can a company hold foreign currency in Colombia?
Traditional banks offer foreign currency services subject to Colombian exchange rules, and cross border platforms such as Wise and Payoneer let a company hold and convert several currencies. Confirm the current options and rules with the provider, as of 20 February 2026.

Fees, features, and eligibility change and vary by region. This page was last reviewed on 20 February 2026. Confirm current terms with the provider before applying.

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