Creative, marketing and recruitment agencies in Colombia are served by traditional banks such as Bancolombia, Davivienda and BBVA Colombia for peso operations and team cards, while Payoneer and Wise help agencies that bill clients abroad. The account is held in pesos and uses PSE and Transfiya for local payments.
Suits Agencies best
Depends on needs. A traditional bank suits agencies that want branch support and lending, while Payoneer suits agencies billing clients abroad.
Typical monthly fee
From no monthly fee at cross border platforms to a monthly handling fee, the cuota de manejo, at traditional banks, as of 14 January 2026.
Non resident position
The business must be a company registered in Colombia with a RUT and a NIT, and a legal representative; a foreign legal representative usually needs a valid Colombian visa and a Cedula de Extranjeria. Verify with the provider.
Providers that fit
Several. Traditional and cross border providers accept agencies in Colombia.
Fees and features as of 14 January 2026Last reviewed 14 January 2026
General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.
Agencies in Colombia usually need a business account with additional cards and spend controls, tidy records for invoicing and for the electronic invoices required by DIAN, and a way to receive foreign currency from clients abroad. BBVA Colombia and other traditional banks offer branch support and team cards, while Payoneer receives payments from overseas clients and Wise holds and converts several currencies. The account is held in pesos with PSE and Transfiya for local payments. Fees below are shown as of 14 January 2026, so confirm current terms with the provider.
What Agencies in Colombia need from a business account
Agencies bill clients on projects, run a team, and often work with clients abroad. The features that matter most are additional cards with spend limits, clean records for invoicing and for the electronic invoices issued through DIAN, and a way to receive foreign currency without heavy conversion costs. Cash handling is rarely a priority, which is why cross border platforms fit many agencies, while traditional banks remain useful where lending, payroll or branch services are needed. Confirm current terms with the provider, as of 14 January 2026.
B
BBVA Colombia
Peso business account with branch support, team cards and lending. Monthly handling fee applies.
These providers accept business customers in Colombia. Fees and eligibility shown as of 14 January 2026. Confirm current terms with the provider before applying.
What business account suits an agency in Colombia?
It depends on how your agency works. Traditional banks such as BBVA Colombia, Bancolombia and Davivienda offer peso accounts with branch support and team cards, while Payoneer and Wise help agencies receive and hold foreign currency from clients abroad. Compare the features your agency uses and verify current terms with the provider. This is general information, not advice.
Can an agency get team cards with spend limits in Colombia?
Yes. Traditional banks and several providers offer additional cards with spend controls, usually on business plans. The number of cards and the cost of extra cards vary by provider and plan, so check the current pricing with the provider, as of 14 January 2026.
How can an agency in Colombia receive payments from clients abroad?
Payoneer offers receiving accounts in several currencies and accepts payments from marketplaces and overseas clients, and Wise holds and converts multiple currencies. Conversion and receiving fees apply and vary by provider. Verify current terms before applying.
Do these accounts handle cash deposits?
Traditional banks accept cash at branches, while cross border platforms such as Payoneer and Wise generally do not accept cash. If your agency handles cash, a traditional bank account may fit better. Confirm cash handling rules with the provider, since policies change.
Fees, features, and eligibility change and vary by region. This page was last reviewed on 14 January 2026. Confirm current terms with the provider before applying.