Ecommerce sellers in Bangladesh use a current account at a domestic scheduled bank for local collections and supplier payments, with mobile financial services such as bKash and Nagad for checkout, and Payoneer to receive money from marketplaces and clients abroad. Wise Business is not offered to Bangladesh based businesses as of 31 October 2025.
Suits Ecommerce best
A domestic current account with local payment tools, plus Payoneer for marketplace and overseas receiving.
Typical monthly fee
Domestic current accounts often charge a half yearly maintenance fee of about BDT 300 to BDT 500 rather than a monthly fee. As of 31 October 2025.
Non resident position
Possible with a registered Bangladesh entity and full checks. Verify with the provider.
Providers that fit
Several. Domestic banks plus Payoneer for cross border receiving.
Fees and features as of 31 October 2025Last reviewed 31 October 2025
General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.
Online sellers in Bangladesh collect payments from local buyers, pay suppliers and couriers, and often sell across borders. The standard setup is a company current account at a scheduled bank such as BRAC Bank, City Bank or Dutch-Bangla Bank, with mobile financial services such as bKash and Nagad for local checkout and payouts. Sellers that ship abroad or sell on global marketplaces add Payoneer to receive foreign currency and withdraw to the bank account, since Wise Business is not available to Bangladesh based businesses as of 31 October 2025. Larger exporters use a foreign bank such as HSBC for trade and foreign currency. Confirm current terms with each provider.
What Ecommerce in Bangladesh need from a business account
Ecommerce businesses need quick settlement and payouts, local payment collection across cards and mobile financial services, accounting that supports VAT, and a way to receive money from marketplaces and clients abroad with the inward remittance records exporters need. Cash handling matters only for sellers that take physical cash on delivery. A domestic current account plus local payment tools covers home market sales, while a cross border provider handles overseas receiving. As of 31 October 2025.
P
Payoneer
Receives money from clients, marketplaces and platforms abroad into local currency receiving accounts, then withdraws to a Bangladesh bank account. It is a receiving and payments tool, not a domestic current account.
Best for
Sellers receiving from marketplaces and clients abroad
Monthly fee
Free to open. Receiving and conversion fees apply, as of 31 October 2025.
Corporate and business banking with trade finance and foreign currency support for established companies. HSBC closed its retail business in Bangladesh, so it suits larger companies rather than sole traders. Verify eligibility with the bank.
Best for
Larger exporters needing trade and foreign currency
Monthly fee
Varies by relationship and account, as of 31 October 2025. Confirm with the bank.
These providers accept Ecommerce in Bangladesh. Fees and eligibility shown as of 31 October 2025. Confirm current terms with the provider before applying.
Questions about banking for Ecommerce in Bangladesh
How do ecommerce sellers in Bangladesh receive money from abroad?
Sellers commonly use Payoneer to receive foreign currency from marketplaces and overseas clients, then withdraw to a domestic bank account while keeping inward remittance records. Wise Business is not offered to Bangladesh based businesses as of 31 October 2025. Verify current terms with the provider.
Can I take local online payments in Bangladesh?
Yes. Local checkout commonly runs through mobile financial services such as bKash and Nagad and through cards settled into a bank current account. A company current account in the business name keeps records clean for VAT and tax. This is general information, not advice.
Is Wise Business available to ecommerce sellers in Bangladesh?
No. Wise Business is not offered to Bangladesh based businesses as of 31 October 2025, so sellers typically use Payoneer for cross border receiving. Confirm the current position with the provider.
How much does an ecommerce current account cost in Bangladesh?
Domestic current accounts often charge a half yearly maintenance fee, for example BDT 300 to BDT 500, with transaction and settlement charges on top, as of 31 October 2025. Verify current figures with the bank.
Fees, features, and eligibility change and vary by region. This page was last reviewed on 31 October 2025. Confirm current terms with the provider before applying.