Is N26 Business available for business in France?

Availability

N26 Business for business in France: Available with limits

Key eligibility: For self employed people and freelancers resident in France; the account is held in your own name, not a company name
Non resident position: Requires residence in France or another supported country; not offered to non resident companies
Local currency support: Euro account with an IBAN, reachable across the SEPA area; N26 is a Berlin based bank
Headline monthly fee: N26 Business Standard at 0 euros a month, with N26 Business Go around 9.90 EUR and higher paid tiers above

Availability and fees as of 19 April 2026Last reviewed 19 April 2026

General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.

Yes, with limits. As of 19 April 2026, N26 operates in France and offers business accounts to self employed people and freelancers who are resident there, opened in the individual own name rather than a company name. The accounts are not designed for incorporated companies such as a SARL or SAS. N26 Business Standard is free, with paid tiers above. Verify current terms and your eligibility with the provider.

Does N26 Business serve business customers in France?

Yes, with limits. As of 19 April 2026, N26 is a Berlin based bank that operates in France and offers N26 Business accounts to self employed people and freelancers who are resident in France, opened in the individual own name. The business accounts are made for people doing business under their own name, so a company name does not go on the account or the card, and they are not intended for incorporated companies such as a SARL or SAS, which need a different type of account. Confirm the current position with the provider.

Eligibility for businesses in France

N26 Business is for registered freelancers and self employed individuals who are resident in France, aged 18 or over, opening the account in their own name with a valid identity document and a supported tax residency. Incorporated companies are not eligible for these accounts as of 19 April 2026, and residence in a supported country is required. Verify with the provider

What it costs locally

N26 Business Standard has no monthly fee as of 19 April 2026. N26 Business Go is around 9.90 EUR a month, and higher tiers carry monthly fees with added features such as more sub accounts and insurance. A cashback can apply on eligible card purchases, and certain services such as cash deposits or some card uses carry fees. As of 19 April 2026

What local users report

Self employed users in France generally describe N26 as a fast, app based euro account that is easy to open, with the main limitation being that it suits sole traders and freelancers rather than incorporated companies, and the IBAN can be German given N26 is a Berlin based bank. Experience varies by business profile. Confirm current features and fees with the provider as of 19 April 2026.

How to open N26 Business for business in France

Confirm you are a freelancer or self employed person resident in France and have a valid identity document.
Apply through N26 and complete the identity verification, then choose the Business Standard or a paid tier.
Once verified, activate your euro account and Mastercard and start using your IBAN for SEPA payments.