Is N26 Business available for business in Belgium?

Does N26 Business serve business customers in Belgium?

Yes, with limits. N26 is a bank with a German banking licence that passports across the European Economic Area, and it operates in Belgium with euro accounts. N26 Business accounts are aimed at freelancers and self employed people who do business under their own name and are resident in a country N26 serves, including Belgium. The important limit is that N26 Business is for individuals operating under their own name, not for registered companies, so a Belgian BV or SRL cannot open an N26 Business account. A Belgium based freelancer can. As of 6 October 2025.

Eligibility for businesses in Belgium

To open N26 Business in Belgium, you need to be a freelancer or self employed person resident in Belgium, operating under your own name, with a valid identity document for the in app verification. Registered companies, such as a BV or SRL, are not eligible. Acceptance is subject to N26 checks. Verify with the provider

What it costs locally

N26 Business Standard has no monthly fee. Paid tiers add features, with Business Smart at about 4.90 euros a month and Business Go at about 9.90 euros a month, and a one time delivery fee of about 10 euros for a physical card. The N26 Business Mastercard earns a small cashback on purchases. Confirm current pricing during signup. As of 6 October 2025

What local users report

Belgian freelancers report using N26 Business as a free or low cost euro account run from a phone, with cashback on card spending. The main limitation users note is that it suits people operating under their own name rather than a registered company, and that it is a digital only account without local branches. Confirm the current feature set before relying on it. As of 6 October 2025.