Is Lili available for business in Switzerland?

By Morten Andersen, cofounder of Business Bank Index
Reviewed by Fredrik Filipsson · Last reviewed 9 January 2026
Availability

Lili for business in Switzerland: Not available

Why
Lili is a United States banking platform for small businesses, with banking provided by a US partner bank. Opening requires a US registered business with a US tax identification number.
Where it onboards
Businesses registered in the United States, including those owned by founders from select countries abroad.
Swiss company position
A company registered only in Switzerland, without a US entity, cannot open a Lili account.
Operates in
US dollars, for US registered businesses.
Availability as of 9 January 2026Last reviewed 9 January 2026

General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.

Not available. As of 9 January 2026, a business registered in Switzerland cannot open a Lili account. Lili is a United States banking platform for small businesses, with banking services provided by a US partner bank. Opening requires a US registered business with a US tax identification number. Lili supports founders from some countries abroad, but only where they own a US registered business, so a standalone Swiss company does not qualify.

Does Lili serve business customers in Switzerland?

No, not for a company registered only in Switzerland. Lili is a US financial technology company whose business account and tools are built around a United States registered business. It is not a bank itself, and the account is held with a US partner bank. Lili has opened to international founders, but the requirement is a business registered in the United States with a US tax identification number. A purely Swiss company without a US entity does not meet that requirement. As of 9 January 2026.

Why a Swiss company is not eligible

The block is structural rather than a temporary waitlist. Lili onboards businesses registered in the United States and verifies them against a US tax identification number and US registration, even when the owner lives abroad. A company that exists only in Switzerland does not have a US entity or US tax identity, so there is no path to a Lili account for it. If you separately form and register a business in the United States, that US entity could apply, but that is a different applicant from your Swiss company. Verify with the provider

Where this leaves a Swiss founder with a US business

A founder based in Switzerland who owns a business registered in the United States, with a US tax identification number, could be assessed on that US business rather than on the Swiss company. That is a different applicant from a company registered only in Switzerland, which is not eligible. Match the applicant entity to the requirement before assuming access. As of 9 January 2026

Alternatives that serve businesses in Switzerland

Because Lili is not available to a Swiss registered company, a business in Switzerland would look elsewhere. The right fit depends on whether you need local Swiss franc operations, multi currency collection and payments, or card and spend management. Confirm current availability and terms with each provider before applying, as of 9 January 2026.

Questions about Lili in Switzerland

Is Lili available for business in Switzerland?
Not available. As of 9 January 2026, a business registered in Switzerland cannot open a Lili account, because Lili requires a US registered business with a US tax identification number, even for founders based abroad. A standalone Swiss company does not qualify. Verify the current position with Lili.
Why can a Swiss company not open Lili?
Lili onboards businesses registered in the United States and verifies them against US registration and a US tax identification number. A company that exists only in Switzerland has no US entity or US tax identity, so it cannot onboard, as of 9 January 2026. Confirm the current eligibility with Lili.
Can a Swiss founder with a US business use Lili?
A founder based in Switzerland who owns a business registered in the United States, with a US tax identification number, may be able to apply on that US business, as of 9 January 2026. That is different from a company registered only in Switzerland, which is not available. Confirm what your setup allows with Lili.
What can a Swiss business use instead of Lili?
A business in Switzerland can look at Swiss domestic banks and at licensed multi currency account providers that serve Switzerland for cross border payments and cards. The right choice depends on whether you need local Swiss franc operations, multi currency collection, or card and spend management. Confirm current availability and terms with each provider, as of 9 January 2026.

Availability, fees, and eligibility change. This page was last reviewed on 9 January 2026. Confirm the current position with Lili before applying.

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