Is Lili available for business in Germany?

By Morten Andersen, cofounder of Business Bank Index
Reviewed by Fredrik Filipsson
Availability

Lili for business in Germany: Not available

Key eligibility
Not served. Lili requires a business formed and registered in the United States with a United States address, so a company registered only in Germany cannot open an account.
Non resident position
Not served from Germany. The business must be a United States entity, even though Lili supports international founders who set up a United States company.
Local currency support
No local Germany account or euro details. Lili operates United States dollar accounts for United States registered businesses.
Headline monthly fee
No local Germany pricing, because the account is not offered to Germany registered businesses.
Availability and fees as of 24 January 2026Last reviewed 24 January 2026

General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.

No. As of 24 January 2026, Lili does not serve business customers registered in Germany. Lili is a United States banking app for the self employed and small businesses, and it requires a business that is formed and registered in the United States, with a United States address. A business registered only in Germany cannot open a Lili account. Lili does offer a service that helps founders in Germany set up a United States company, but that results in a United States account, not a Germany one. The alternatives below point to providers that serve Germany.

Does Lili serve business customers in Germany?

No. Lili provides a business account and finance tools to the self employed and small businesses, but the account holder must operate a business that is formed and registered in the United States, with a United States address, and balances are held in United States dollars. A company registered only in Germany does not meet these requirements. Lili promotes a setup service for international founders, including in Germany, to form a United States company and then bank with Lili, but that is a United States account rather than a German one. As of 24 January 2026.

Eligibility for businesses in Germany

Lili requires the business to be formed and registered in the United States, with a United States based address as the principal place of business, and accounts are held in United States dollars. United States citizens apply with a Social Security number, while non resident founders can apply with a foreign passport and a United States employer identification number for a United States registered company. A business registered only in Germany does not qualify. As of 24 January 2026. Verify with the provider

What it costs locally

There is no local Germany pricing because the account is not offered to businesses registered in Germany. Lili advertises a free plan and paid plans for United States customers, with balances handled in United States dollars. The euro and local Germany account details are not supported. Confirm the current position with the provider before relying on any figure. As of 24 January 2026. As of 24 January 2026

What local users report

There is no established base of Germany registered business users, since the domestic German account is not offered. Some founders in Germany use Lili after forming a United States company, but for a business registered in Germany the practical options are local banks and online providers that operate in the market. As of 24 January 2026, confirm the current position with each provider before relying on it.

Lili does not appear to serve business customers in Germany as of 24 January 2026, or the position is unclear. Verify directly with the provider. Providers confirmed available in Germany are listed on the Germany country guide.

Questions about Lili in Germany

Is Lili available for business in Germany?
No. As of 24 January 2026, Lili requires a business formed and registered in the United States, with a United States address. A business registered only in Germany cannot open a Lili account. Verify the current position with the provider. This is general information, not advice.
Can a business in Germany use Lili?
Not unless it operates through a United States registered company. As of 24 January 2026, Lili requires United States business registration, so a company registered only in Germany does not qualify. Lili does help founders set up a United States company, but that is a United States account. Confirm your eligibility with the provider.
Does Lili support the euro in Germany?
No. As of 24 January 2026, Lili operates United States dollar accounts for United States registered businesses and does not offer euro or local Germany account details. Confirm the current position with the provider.
What can a business in Germany use instead?
Providers that serve business customers in Germany are listed on the Germany country guide, including local banks and online options. Availability changes, so verify the current position with each provider before applying. As of 24 January 2026.

Availability, fees, and eligibility change. This page was last reviewed on 24 January 2026. Confirm the current position with Lili before applying.

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