Is Found available for business in Switzerland?

By Fredrik Filipsson, cofounder of Business Bank Index
Reviewed by Morten Andersen · Last reviewed 27 February 2026
Availability

Found for business in Switzerland: Not available

Why
Found is a United States banking platform for self employed people and small business owners, with banking provided by a US partner bank that is a member of the FDIC.
Key requirement
Opening uses a US Social Security Number and a US based business, so a Swiss registered business does not qualify.
Swiss company position
A company registered only in Switzerland cannot open a Found account.
Operates in
US dollars, for US based sole proprietors and small businesses.
Availability as of 27 February 2026Last reviewed 27 February 2026

General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.

Not available. As of 27 February 2026, a business in Switzerland cannot open a Found account. Found is a United States banking platform built for self employed people and small business owners, with banking services provided by a US partner bank that is a member of the FDIC. Opening requires a US Social Security Number and a US based business, so a Swiss registered business, or a person without US tax identity, cannot onboard.

Does Found serve business customers in Switzerland?

No, not for a company registered in Switzerland. Found is a US financial technology company whose business account and bookkeeping tools are built for self employed people and small business owners based in the United States. It is not a bank itself, and the underlying account is held with a US partner bank that is a member of the FDIC. Onboarding is tied to US tax identity and a US based business, which a purely Swiss company and a non US person do not have. As of 27 February 2026.

Why a Swiss company is not eligible

The block is structural rather than a temporary waitlist. Found opens accounts for sole owners with a US Social Security Number and a US based business, and the partner bank that holds the funds is regulated in the United States. A company that exists only in Switzerland, run by a person without US tax identity, does not meet that requirement, so there is no path to a Found account. There is no European version of Found to apply to instead. Verify with the provider

Where this leaves a Swiss founder

A Swiss resident who separately owns a US based business and holds the required US tax identity would be assessed on that US setup rather than on the Swiss company. That is a different applicant from a company registered only in Switzerland, which is not eligible. Match the applicant and the business to the requirement before assuming access. As of 27 February 2026

Alternatives that serve businesses in Switzerland

Because Found is not available to a Swiss registered company, a business in Switzerland would look elsewhere. The right fit depends on whether you need local Swiss franc operations, multi currency collection and payments, or card and spend management. Confirm current availability and terms with each provider before applying, as of 27 February 2026.

Questions about Found in Switzerland

Is Found available for business in Switzerland?
Not available. As of 27 February 2026, a business registered in Switzerland cannot open a Found account, because Found is a United States banking platform that requires a US Social Security Number and a US based business to onboard. There is no European version of Found. Verify the current position with Found.
Why can a Swiss company not open Found?
Found opens accounts for self employed people and small business owners based in the United States, using US tax identity and a US partner bank that is a member of the FDIC. A company registered only in Switzerland, run by a person without US tax identity, does not meet that requirement, as of 27 February 2026. Confirm the current eligibility with Found.
Is Found a bank?
Found is a financial technology company, not a bank. Banking services are provided by a US partner bank that is a member of the FDIC, and the service is built for US based small business owners, as of 27 February 2026. This does not extend to a Swiss registered company. Confirm the current details with Found.
What can a Swiss business use instead of Found?
A business in Switzerland can look at Swiss domestic banks and at licensed multi currency account providers that serve Switzerland for cross border payments and cards. The right choice depends on whether you need local Swiss franc operations, multi currency collection, or card and spend management. Confirm current availability and terms with each provider, as of 27 February 2026.

Availability, fees, and eligibility change. This page was last reviewed on 27 February 2026. Confirm the current position with Found before applying.

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