Ecommerce sellers in Egypt usually open a business account at a bank such as Commercial International Bank or Banque Misr that can settle card and wallet payments, connect a local payment gateway to collect from customers, and add a receiving service like Payoneer for international marketplaces.
Suits Ecommerce best
A local bank account with card and wallet settlement, plus a payment gateway and a receiving service for marketplaces
Typical monthly fee
Usually a minimum balance rather than a flat monthly fee; gateways and receiving services charge per transaction
Non resident position
An Egyptian commercial registration is required; foreign owned sellers can register and open an account with heavier checks
Providers that fit
A few local banks plus a payment gateway and an international receiving service
Fees and features as of 10 December 2025Last reviewed 10 December 2025
General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.
An ecommerce business in Egypt usually keeps a local bank account for Egyptian pound settlement, connects a payment gateway to accept cards, mobile wallets, and cash on delivery, and adds a foreign currency account or a receiving service such as Payoneer for international marketplace payouts. The bank account and the payment gateway are separate services that work together. Information as of 10 December 2025, not advice.
What Ecommerce sellers in Egypt need from a business account
Online sellers need to collect from customers, settle quickly, and reconcile many small transactions. In Egypt that means a business bank account that can receive settlement from a payment gateway or acquirer, support for the local payment methods customers use, including cards, mobile wallets, and cash on delivery, and, for cross border sellers, a way to receive marketplace payouts in foreign currency. Payment gateways and acquirers offered through Egyptian banks and licensed payment companies handle the collection, while the bank account holds and moves the money.
C
Commercial International Bank
Merchant services and strong online banking, suited to sellers who want card acquiring and settlement in one place, with a minimum balance and full checks on the website and goods.
Best for
Sellers wanting bank card acquiring and settlement
Widely used to receive payouts from international marketplaces and move funds to a local bank, with per transaction fees rather than a monthly fee, and no local card acquiring.
A large state bank with a wide merchant and branch network, suited to sellers who want an established bank for settlement, with minimum balance requirements and in person onboarding.
These providers accept Ecommerce businesses in Egypt. Fees and eligibility shown as of 10 December 2025. Confirm current terms with the provider before applying.
An online store in Egypt usually opens a business account at a bank such as Commercial International Bank or Banque Misr that can settle card and wallet payments, and connects a local payment gateway to collect from customers. Sellers on international marketplaces often add a receiving service like Payoneer. As of 10 December 2025, confirm the current terms with each provider.
How do ecommerce sellers in Egypt accept card payments?
Sellers connect a local payment gateway or acquirer, such as those offered through Egyptian banks and licensed payment companies, which settles card, mobile wallet, and cash on delivery collections into the business bank account. The gateway and the bank account are separate services that work together. As of 10 December 2025, confirm fees and settlement times with the provider.
Can an Egyptian ecommerce business receive from international marketplaces?
Yes. A seller can open a foreign currency account alongside the Egyptian pound account, and services such as Payoneer are widely used to receive payouts from international marketplaces and then move funds to a local bank. Conversion to Egyptian pounds is subject to the bank rate and any charge. As of 10 December 2025, verify the supported payouts and fees with the provider.
What documents does an ecommerce business need to open an account in Egypt?
An ecommerce business needs the standard set: a commercial registration, a tax card, the company memorandum and articles, identity documents for the owners and signatories, and proof of a registered business address. Card acquiring may require extra checks on the website and the goods sold. As of 10 December 2025, confirm the full list with the bank.
Fees, features, and eligibility change and vary by region. This page was last reviewed on 10 December 2025. Confirm current terms with the provider before applying.