Ecommerce sellers in Czechia usually need a Czech koruna account to settle domestic sales plus a way to hold euros and other currencies for foreign marketplaces and payment processors. Domestic banks such as Fio banka and Komercni banka run low cost koruna accounts, while Wise Business and Revolut Business hold and convert several currencies near the market rate. Finom adds invoicing for sellers who want billing in one place.
Suits ecommerce best
Depends on currency mix. Fio banka suits koruna only sellers, while Wise Business and Revolut Business suit sellers paid across currencies. As of 20 January 2026.
Typical monthly fee
CZK 0 with Fio banka and Wise Business, with paid plans on Revolut Business and Finom, as of 20 January 2026.
Non resident position
Possible where the business is registered in Czechia. Identity and beneficial owner checks apply. Unclear cases, verify with the provider.
Providers that fit
Several. At least three providers accept registered ecommerce businesses in Czechia.
Fees and features as of 20 January 2026Last reviewed 20 January 2026
General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.
An ecommerce business in Czechia usually needs an account that settles Czech koruna cheaply, holds euros and other currencies for foreign marketplaces and payment processors, and exports cleanly to accounting. As of 20 January 2026, Fio banka offers a koruna business account with no monthly fee, while Wise Business and Revolut Business hold and convert several currencies, and Finom adds invoicing. Figures below are shown as of 20 January 2026, so confirm current terms with the provider.
What Ecommerce in Czechia need from a business account
Online sellers are paid by card processors, marketplaces, and payment gateways, often in more than one currency, then pay suppliers and advertising platforms abroad. The features that matter most are low cost settlement in Czech koruna, the ability to hold and convert euros and other currencies near the market rate, account details that payment processors accept, and clean exports for accounting and VAT. A seller seated in Czechia that sells across the European Union also handles VAT through the One Stop Shop, so tidy records matter. Domestic banks such as Fio banka and Komercni banka cover koruna settlement, while Wise Business and Revolut Business add the multi currency side. Wise operates as an electronic money institution rather than a bank, which changes how funds are held. Confirm the route with the provider and a qualified adviser.
W
Wise Business
Holds and converts many currencies at the mid market rate, with local account details to collect from foreign processors. No cash deposits.
Best for
Cross border sales
Monthly fee
No monthly fee, a one time setup fee of about CZK 1,150 applies
These providers accept registered ecommerce businesses in Czechia. Fees and eligibility shown as of 20 January 2026. Confirm current terms with the provider before applying.
What business account suits an ecommerce seller in Czechia?
It depends on where your buyers are. A seller paid mainly in Czech koruna can settle into a low cost domestic account such as Fio banka, while a seller paid across currencies often adds Wise Business or Revolut Business to hold and convert money near the market rate. As of 20 January 2026, confirm current terms with the provider. This is general information, not advice.
Can a Czech ecommerce business hold euros and other currencies?
Yes. As of 20 January 2026, Wise Business and Revolut Business hold and convert several currencies alongside the Czech koruna, which suits sellers paid by foreign marketplaces and payment processors. Conversion costs and allowances differ by provider and plan, so verify the current foreign exchange terms with the provider before applying.
Do these accounts connect to payment gateways and marketplaces?
Most payment processors and marketplaces pay out to a standard account by bank transfer, so a Czech koruna account or a multi currency account can receive settlements. Some providers issue local account details in several currencies. Check that your processor accepts the account details you are given, since requirements vary. As of 20 January 2026, confirm with both the provider and the processor.
Is a Wise or Revolut account a bank account for a Czech shop?
Wise operates as an electronic money institution rather than a bank, and Revolut Business offers accounts through its own licensing, so the way your money is held differs from a deposit bank. This matters for deposit protection and cash handling. As of 20 January 2026, read how each provider holds funds and confirm the detail with the provider.
Fees, features, and eligibility change and vary by region. This page was last reviewed on 20 January 2026. Confirm current terms with the provider before applying.