Marketing, creative, and digital agencies in Czechia usually want multi currency payments for foreign clients, clear invoicing, and predictable costs. Wise and Revolut suit agencies billing abroad, while Fio banka suits an agency that mainly works in koruna and wants a low cost account.
Suits agencies best
Wise or Revolut for foreign client billing, Fio banka for low cost koruna work. As of 7 June 2026.
Typical monthly fee
Free to a few hundred koruna a month, depending on plan
Non resident position
Czech companies and many non resident owners can open through European providers, subject to checks.
Providers that fit
Three covered here
Fees and features as of 7 June 2026Last reviewed 7 June 2026
General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.
Agencies in Czechia that invoice foreign clients often prefer a multi currency account such as Wise Business or Revolut Business, which hold the koruna alongside the euro and other currencies and keep conversion clear. An agency that mainly works in koruna and wants to keep costs down may prefer Fio banka, which markets a business account with no monthly maintenance fee. Weigh the monthly fee against transfer and conversion costs. Information as of 7 June 2026, not advice.
What Agencies in Czechia need from a business account
Agencies bill clients in several currencies, manage project based cash flow, and run small teams that need cards and clear expense tracking. The priorities are usually multi currency receiving and sending, simple invoicing, predictable fees, and the ability to add users. Branch access and cash handling tend to matter less than for a retail business. As of 7 June 2026.
W
Wise Business
Multi currency account with a Czech koruna balance and local details in several currencies, run by an electronic money institution rather than a bank.
Best for
Billing foreign clients
Monthly fee
No monthly fee, one time opening fee, per use charges
These providers accept business customers in Czechia. Fees and eligibility shown as of 7 June 2026. Confirm current terms with the provider before applying.
Which account suits a marketing agency in Czechia?
An agency that invoices foreign clients often prefers a multi currency account such as Wise Business or Revolut Business, while an agency working mainly in koruna may prefer Fio banka for its low cost account. Compare the monthly fee against transfer and conversion costs. Information as of 7 June 2026, not advice.
Can an agency receive payments in euros and other currencies?
Yes. Wise and Revolut hold a Czech koruna balance alongside the euro and other currencies and give local details for receiving in several of them, while Czech banks can add a euro account. As of 7 June 2026. Confirm supported currencies and any conversion charge with the provider.
Does an agency need a registered Czech business to open an account?
A Czech company or sole trader can open with the commercial register extract or trade licence and identification, and European providers such as Wise and Revolut accept many non resident owners of Czech businesses subject to checks. As of 7 June 2026. Verify your case with the provider.
How much does an agency account cost in Czechia?
As of 7 June 2026, costs range from no monthly fee at Fio banka and Wise, which charge per use, to a few hundred koruna a month on paid Revolut plans. Transfers and currency conversion are charged on top. Confirm current pricing with the provider.
Fees, features, and eligibility change and vary by region. This page was last reviewed on 7 June 2026. Confirm current terms with the provider before applying.