Snapshot
Revolut Business and Ramp compared on the points that usually decide a business account: account type, monthly fee, currency support, eligibility and where each one is available.
Revolut Business figures as of 3 May 2026Ramp figures as of 3 May 2026Last reviewed 3 May 2026
General information, not financial, legal, or tax advice. There is no single best account. The right fit depends on your business. Verify current terms and eligibility with each provider before applying.
Revolut Business and Ramp solve different jobs. Revolut Business is a multi currency account for holding, sending and converting many currencies in one app, available across several regions. Ramp is a United States corporate card and spend management platform focused on expense control and accounting. Some companies use Revolut Business for cross border money movement and Ramp for cards and spend management. Use the comparison below to weigh account type, fees, currency support and eligibility against how your company operates, then confirm the latest terms with each provider. Figures are shown as of 3 May 2026.
Revolut Business vs Ramp at a glance
| Feature | Revolut Business | Ramp |
|---|---|---|
| Account type | Multi currency business account with cards, payments and foreign exchange, offered through Revolut entities that vary by region. Revolut is a financial technology company and the licensing behind the account differs by country. | Corporate card and spend management platform from a financial technology company, not a bank, with an optional business account and bill pay. Built around expense management and accounting controls. |
| Who it suits | Businesses that send and receive in several currencies, trade across borders or want foreign exchange and global payments in one app. | Registered United States companies that want corporate cards, automated expense management, bill pay and accounting controls across a team. |
| Monthly fee | Tiered plans. A free Basic plan at no monthly fee, then paid plans such as Grow at about 30 United States dollars a month and Scale at a higher monthly fee, with Enterprise priced on request. As of 3 May 2026. Verify the current plan pricing with Revolut. | The core Ramp card has no annual fee. Some plans and add on software tiers exist at a cost. As of 3 May 2026. Confirm current plan pricing with Ramp. |
| Transaction fees | Plans include monthly allowances for transfers and currency exchange, with fees once an allowance is used. Local and international transfers, and some card features, carry charges that vary by plan. As of 3 May 2026. Verify the current rate card with Revolut. | Ramp prices some payment methods per transaction, for example standard ACH, checks, same day ACH, domestic wires and international wires. These can be waived when funded from a Ramp business account. As of 3 May 2026. Verify the current figures with Ramp. |
| FX fees | Currency exchange at or near the interbank rate within a monthly allowance, with a percentage markup after the allowance and at weekends. The exact markup varies by plan and currency. As of 3 May 2026. Verify with Revolut. | Ramp states it supports international card transactions and describes related transaction fees as waived. Confirm current terms with Ramp. As of 3 May 2026. |
| Minimum deposit | No minimum deposit to open the account. As of 3 May 2026. Verify with Revolut. | Ramp states applicants generally need at least 25,000 United States dollars held in a business bank account to qualify. As of 3 May 2026. Verify with Ramp. |
| Multi currency | Hold, send and receive in many currencies from one account, with currency exchange inside the app. A core strength of the product. As of 3 May 2026. Verify the supported currencies with Revolut. | The card supports international transactions. Ramp is United States based and is not a multi currency banking provider in the way some neobanks are. As of 3 May 2026. Verify with Ramp. |
| Integrations | Accounting integrations such as QuickBooks, Xero and FreeAgent, an API, cards, expense management and bulk payments. Confirm current integrations with Revolut. | Expense management, bill pay and accounting integrations are central to the product, with corporate cards and approval controls. Confirm current integrations with Ramp. |
| Eligibility | Incorporated businesses with a legal home in a supported region, which includes the United States, the United Kingdom, the European Economic Area, Switzerland, Australia and Singapore. Sole traders and some industries are not supported. As of 3 May 2026. Verify with Revolut. | Registered United States businesses such as corporations, limited liability companies and limited partnerships, with a physical United States address and most operations and spend in the United States. Sole proprietorships and unregistered businesses are not eligible. As of 3 May 2026. Verify with Ramp. |
| Broadly available in | The United States plus the United Kingdom, the European Economic Area, Switzerland, Australia, Singapore and other supported regions, with the offering varying by country. As of 3 May 2026. | The United States. The business must be a registered United States entity with a physical United States address. As of 3 May 2026. |
Use the table to weigh the differences. Revolut Business and Ramp differ most on scope, since one is a multi currency account spanning several regions and the other is a United States corporate card and spend platform, so match those to how your business moves money, then confirm the latest fees and eligibility with each provider.
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Both providers accept business customers in their supported markets. Fees and eligibility shown as of 3 May 2026. Confirm current terms with the provider before applying.
Visit Revolut Business → Visit Ramp →Questions about Revolut Business and Ramp
Which is better for my business, Revolut Business or Ramp?
It depends on your needs. The table on this page compares Revolut Business and Ramp on account type, fees, currency support, eligibility and availability using each provider's published terms. Revolut Business is a multi currency account available across several regions, while Ramp is a United States corporate card and spend management platform. Weigh those against how your business operates, then confirm current terms with each provider. This is information, not advice.
Can I use both Revolut Business and Ramp?
Often yes, where you are eligible for both. Because Revolut Business focuses on multi currency money movement and Ramp focuses on United States cards and spend management, some companies pair the two. Note that Ramp requires a United States registered business, while Revolut Business serves several regions. Check eligibility with each provider before applying.
Are the fees on this page current?
Each figure is shown with the date it was recorded. Revolut Business and Ramp figures are shown as of 3 May 2026. Fees and eligibility change, so confirm current terms with each provider before you apply.
Fees, features, and eligibility change and vary by region. This page was last reviewed on 3 May 2026. Confirm current terms with each provider before applying.