Snapshot
Revolut Business and Capital One Business compared on the points that usually decide a business account: account type, monthly fee, currency support, eligibility and where each one is available.
Revolut Business figures as of 22 June 2026Capital One Business figures as of 22 June 2026Last reviewed 22 June 2026
General information, not financial, legal, or tax advice. There is no single best account. The right fit depends on your business. Verify current terms and eligibility with each provider before applying.
Revolut Business and Capital One Business represent two models. Revolut Business is a financial technology platform with multi currency accounts, currency exchange and cross border payments, priced in plan tiers. Capital One Business is a United States bank with a United States dollar checking account, unlimited transactions and a monthly fee that can be waived by keeping a minimum balance. Use the comparison below to weigh account type, fees, currency support and eligibility against how your company operates, then confirm the latest terms with each provider. Figures are shown as of 22 June 2026.
Revolut Business vs Capital One Business at a glance
| Feature | Revolut Business | Capital One Business |
|---|---|---|
| Account type | Business account from a financial technology company, not a bank, with multi currency holdings, currency exchange, cards and team controls. Account structure and safeguarding vary by market. | Business checking from Capital One, a chartered United States bank that is a member of the Federal Deposit Insurance Corporation. Tiers include Basic Checking and Enhanced Checking with their own features. |
| Who it suits | Businesses that send, receive or hold money in several currencies and want currency exchange, cards and team controls in one platform. | United States registered businesses that want a traditional bank checking account with unlimited transactions and no per item fees. |
| Monthly fee | In the United States the Basic plan is 0 United States dollars a month. Paid plans, for example Grow at about 30 United States dollars a month and Scale at about 119 United States dollars a month, add higher allowances and features. As of 22 June 2026. Verify with Revolut Business. | Basic Checking is 15 United States dollars a month, waivable by keeping a 2,000 United States dollar minimum average balance over a 30 or 90 day period. As of 22 June 2026. Verify with Capital One. |
| Transaction fees | A set number of free local transfers on each plan, then per transfer charges, with higher allowances on paid plans. As of 22 June 2026. Verify the current rate card with Revolut Business. | Unlimited transactions with no per item fees on the business checking tiers. As of 22 June 2026. Verify the current rate card with Capital One. |
| FX fees | Currency exchange is free up to a plan allowance, then a percentage markup that varies by plan and currency. As of 22 June 2026. Verify with Revolut Business. | Foreign exchange and international wire terms vary by transaction. Unclear at a single headline rate, so verify with Capital One. As of 22 June 2026. |
| Minimum deposit | No minimum deposit to open is published. As of 22 June 2026. Verify with Revolut Business. | No minimum opening deposit is stated for Basic Checking. A 2,000 United States dollar average balance waives the monthly fee. As of 22 June 2026. Verify with Capital One. |
| Multi currency | Yes. Hold and exchange many currencies and make cross border payments. As of 22 June 2026. | Primarily a United States dollar checking account. It is not marketed as a multi currency account. As of 22 June 2026. |
| Integrations | Accounting tool links, expense management, cards and team controls. Confirm current integrations with Revolut Business. | Online and mobile banking with standard business tools. Confirm current integrations with Capital One. |
| Eligibility | Depends on country of registration. Available to United States registered businesses, and not available in some markets. As of 22 June 2026. Verify with Revolut Business. | United States registered businesses. Confirm document requirements with the provider. As of 22 June 2026. Verify with Capital One. |
| Broadly available in | The United States, the United Kingdom, the European Economic Area and several other markets, with feature support varying by country. As of 22 June 2026. | The United States. As of 22 June 2026. |
Use the table to weigh the differences. The usual question is whether your money moves across currencies and borders, which points toward Revolut Business, or whether you want a traditional United States bank checking account with unlimited transactions, which points toward Capital One Business. Confirm the latest fees and eligibility with each provider.
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Both providers accept business customers in their supported markets. Fees and eligibility shown as of 22 June 2026. Confirm current terms with the provider before applying.
Visit Revolut Business → Visit Capital One Business →Questions about Revolut Business and Capital One Business
Which is better for my business, Revolut Business or Capital One Business?
It depends on your needs. The table on this page compares Revolut Business and Capital One Business on account type, fees, currency support, eligibility and availability using each provider's published terms. Revolut Business is a financial technology platform with multi currency accounts and cross border payments, while Capital One Business is a United States bank with a United States dollar checking account. Weigh those against how your business operates, then confirm current terms with each provider. This is information, not advice.
Can I open both Revolut Business and Capital One Business?
Often yes, subject to each provider's eligibility rules. Some United States businesses use Revolut Business for multi currency payments and Capital One Business for domestic United States dollar checking. Check eligibility with each provider before applying.
Are the fees on this page current?
Each figure is shown with the date it was recorded. Revolut Business and Capital One Business figures are shown as of 22 June 2026. Fees and eligibility change, so confirm current terms with each provider before you apply.
Fees, features, and eligibility change and vary by region. This page was last reviewed on 22 June 2026. Confirm current terms with each provider before applying.