Snapshot
Deutsche Bank Business and Qonto compared on the points that usually decide a business account: account type, monthly fee, currency support, eligibility and where each one is available.
Deutsche Bank Business figures as of 8 June 2026Qonto figures as of 10 June 2026Last reviewed 25 June 2026
General information, not financial, legal, or tax advice. There is no single best account. The right fit depends on your business. Verify current terms and eligibility with each provider before applying.
Deutsche Bank Business and Qonto suit different businesses. Use the comparison below to weigh account type, fees, currency support and eligibility against how your company operates, then confirm the latest terms with each provider. Figures are shown as of 8 June 2026 for Deutsche Bank Business and 10 June 2026 for Qonto.
Deutsche Bank Business vs Qonto at a glance
| Feature | Deutsche Bank Business | Qonto |
|---|---|---|
| Account type | Business current account at a traditional bank. | Business current account from a licensed payment institution, with a local IBAN. Not a deposit taking bank. |
| Who it suits | Companies and founders in Germany who want a branch network, in person service, and a well known German bank for their main operating account. | Registered companies, startups and freelancers in the countries Qonto serves that want a euro business account with cards, expense controls and accounting integrations. |
| Monthly fee | Three tiers at 14.90 euro, 24.90 euro, and 39.90 euro per month, as of 8 June 2026. A first year with no base fee was offered to founders. | From about EUR 9 a month for Basic, with team plans from about EUR 49 to EUR 199 a month, excluding VAT, as of 10 June 2026. |
| Transaction fees | A per item booking fee applies and falls as the tier rises, around 0.30 euro per booking on the entry account as of 8 June 2026. Verify with the provider. | Plans include an allowance of SEPA transfers and card payments, with charges beyond the allowance. Extra cards and added users cost more. Verify current allowances with Qonto. |
| FX fees | Foreign exchange and international payment charges apply per the current price list. Verify with the provider. | Foreign currency transfers are available and priced separately from euro payments. Confirm the current cost with Qonto, as of 10 June 2026. |
| Minimum deposit | Not published as a fixed figure for the business current accounts. Verify with the provider. | No minimum deposit for most plans. Company creation plans handle share capital deposits separately, as of 10 June 2026. |
| Multi currency | Foreign currency accounts and international payments are available through the bank. Verify scope and pricing with the provider. | Primarily euro accounts with foreign currency transfers in a range of currencies. Broad balance holding in many currencies is limited. Verify with Qonto. |
| Integrations | Online and mobile business banking with accounting export options. Verify current integrations with the provider. | More than 80 accounting and software integrations, including Xero, Stripe, PayPal and Zapier, as of 10 June 2026. |
| Eligibility | Aimed at companies and founders based in Germany. Documentation includes company registration and identification of owners and directors. Verify with the provider. | Registered companies, micro enterprises and freelancers in the eight countries Qonto serves, subject to verification. |
| Broadly available in | Germany. The business current account products described here are offered to companies based in Germany. | France, Germany, Italy, Spain, Austria, Belgium, the Netherlands and Portugal, as of 10 June 2026. |
Use the table to weigh the differences. Deutsche Bank Business and Qonto tend to differ most on account type and currency support, so match those to how your business moves money, then confirm the latest fees and eligibility with each provider.
Open a business account
Both providers accept business customers in their supported markets. Fees and eligibility shown as of 8 June 2026 for Deutsche Bank Business and 10 June 2026 for Qonto. Confirm current terms with the provider before applying.
Visit Deutsche Bank Business → Visit Qonto →Questions about Deutsche Bank Business and Qonto
Which is better for my business, Deutsche Bank Business or Qonto?
It depends on your needs. The table on this page compares Deutsche Bank Business and Qonto on account type, fees, currency support, eligibility and availability using each provider's published terms. Weigh those against how your business operates, then confirm current terms with each provider. This is information, not advice.
Can I open both Deutsche Bank Business and Qonto?
Often yes, subject to each provider's eligibility rules. Some businesses keep more than one account, for example one for everyday banking and another for currency conversion. Check eligibility with each provider before applying.
Are the fees on this page current?
Each figure is shown with the date it was recorded. Deutsche Bank Business figures are shown as of 8 June 2026 and Qonto figures as of 10 June 2026. Fees and eligibility change, so confirm current terms with each provider before you apply.
Fees, features, and eligibility change and vary by region. This page was last reviewed on 25 June 2026. Confirm current terms with each provider before applying.