Snapshot
BBVA Business and Santander Business compared on the points that usually decide a business account: account type, monthly fee, currency support, eligibility and where each one is available.
BBVA Business figures as of 27 May 2026Santander Business figures as of 9 June 2026Last reviewed 25 June 2026
General information, not financial, legal, or tax advice. There is no single best account. The right fit depends on your business. Verify current terms and eligibility with each provider before applying.
BBVA Business and Santander Business suit different businesses. Use the comparison below to weigh account type, fees, currency support and eligibility against how your company operates, then confirm the latest terms with each provider. Figures are shown as of 27 May 2026 for BBVA Business and 9 June 2026 for Santander Business.
BBVA Business vs Santander Business at a glance
| Feature | BBVA Business | Santander Business |
|---|---|---|
| Account type | Business current account from a traditional bank | Traditional bank business current account. |
| Who it suits | Companies and self employed people who want a licensed bank with branches plus digital business banking | United Kingdom businesses that want a traditional bank with branch access and a current account, including start ups that can use an introductory fee free period. Terms outside the United Kingdom vary by country. |
| Monthly fee | No maintenance fee on the Spain welcome business account for eligible new customers, subject to turnover conditions. Other tiers and markets may charge a fee. Verify with BBVA | Business Current Account Classic 9.99 pounds per month, with no monthly account fee for the first twelve months for eligible start ups and switchers, as of 9 June 2026, for the United Kingdom. |
| Transaction fees | Standard and instant euro transfers and payroll within the European Economic Area are advertised with no fee on the Spain welcome account. Other charges may apply. Verify with BBVA | Day to day transaction charges depend on the account and activity. Check the current key facts document for your market with the provider, as of 9 June 2026. |
| FX fees | Vary by transaction and market. Verify with BBVA | Foreign payment and currency charges apply to international transactions and vary. Confirm with the provider, as of 9 June 2026. |
| Minimum deposit | No minimum deposit stated for the welcome business account. Verify with BBVA | No headline minimum opening deposit is published for the United Kingdom Classic account. Verify with the provider, as of 9 June 2026. |
| Multi currency | Foreign currency accounts and international payments are available for businesses. Terms vary by market. Verify with BBVA | The United Kingdom Business Current Account is a sterling account. Separate currency accounts may be available; confirm with the provider, as of 9 June 2026. |
| Integrations | BBVA online and mobile business banking, card payment terminals, and accounting connections. Verify the current list with BBVA | Online and mobile banking with standard payment features. Confirm accounting integrations and any add ons with the provider. |
| Eligibility | Registered companies and self employed workers in a BBVA market. The Spain welcome offer targets new business customers billing under five million euros a year | For the United Kingdom start up offer, the business is in its first year of trading and it is the first business current account with Santander. Other eligibility applies by market. Verify with the provider, as of 9 June 2026. |
| Broadly available in | Spain, Mexico, Turkey, Argentina, Colombia, Peru | United Kingdom for this review. Santander group operates in several other countries with separate business banking terms. |
Use the table to weigh the differences. BBVA Business and Santander Business tend to differ most on account type and currency support, so match those to how your business moves money, then confirm the latest fees and eligibility with each provider.
Open a business account
Both providers accept business customers in their supported markets. Fees and eligibility shown as of 27 May 2026 for BBVA Business and 9 June 2026 for Santander Business. Confirm current terms with the provider before applying.
Visit BBVA → Read the Santander Business review →Questions about BBVA Business and Santander Business
Which is better for my business, BBVA Business or Santander Business?
It depends on your needs. The table on this page compares BBVA Business and Santander Business on account type, fees, currency support, eligibility and availability using each provider's published terms. Weigh those against how your business operates, then confirm current terms with each provider. This is information, not advice.
Can I open both BBVA Business and Santander Business?
Often yes, subject to each provider's eligibility rules. Some businesses keep more than one account, for example one for everyday banking and another for currency conversion. Check eligibility with each provider before applying.
Are the fees on this page current?
Each figure is shown with the date it was recorded. BBVA Business figures are shown as of 27 May 2026 and Santander Business figures as of 9 June 2026. Fees and eligibility change, so confirm current terms with each provider before you apply.
Fees, features, and eligibility change and vary by region. This page was last reviewed on 25 June 2026. Confirm current terms with each provider before applying.