SaaS and software companies in Chile usually want recurring card collection, the ability to hold and bill in several currencies because revenue often comes in US dollars, low transfer costs, and a card for cloud and tooling spend. Global66 suits companies billing and holding revenue across currencies, Mercado Pago collects local card payments with no maintenance fee, and BCI suits teams that want a full bank with a US dollar account.
Suits SaaS best
Global66 for multi currency billing, Mercado Pago for local card collection, BCI for a full bank with a US dollar account.
Typical monthly fee
Free at digital providers; a traditional bank package is priced in UF and some waive it above a set average balance. Confirm with provider.
Foreign currency
Global66 holds and converts several currencies including the US dollar; banks offer US dollar accounts and Comex services. Verify with the provider.
Providers that fit
Three covered here
Fees and features as of 13 March 2026Last reviewed 13 March 2026
General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.
SaaS and software companies in Chile generally want recurring collection, multi currency billing for US dollar revenue, low transfer costs, and a card for tooling spend. Global66 suits companies billing across currencies, Mercado Pago collects local card payments with no maintenance fee, and BCI suits teams wanting a full bank with a US dollar account. Information as of 13 March 2026, not advice.
What SaaS and software companies in Chile need from a business account
Software companies bill on recurring terms, often earn revenue in US dollars from customers abroad, and pay for cloud hosting, software tooling, and contractors in several currencies. The priorities are recurring card collection, the ability to hold and convert currencies, low cost transfers through the Transferencias en Linea network, expense cards, and foreign currency handling for overseas revenue. A registered company with a RUT is required to open a business account, and many founders form a SpA through the Tu Empresa en un Dia portal.
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Global66
A multi currency account that holds and converts several currencies including the US dollar and pays to many destinations, with fewer branch and lending services than a bank.
We do not list a business account that is confirmed available to SaaS and software companies in Chile through an affiliate as of 13 March 2026. The local providers above serve business customers in Chile. Compare these options directly, see the related guides below for markets where listed providers are available, and verify any option with the provider before applying.
Questions about banking for SaaS and Software in Chile
Which account suits a SaaS company in Chile?
Many SaaS and software companies in Chile use Global66 to bill and hold revenue in several currencies, Mercado Pago to collect local card payments with no maintenance fee, or BCI for a full bank with a US dollar account and foreign trade services. Weigh the cost against the features you use. Information as of 13 March 2026, not advice.
Does a SaaS company in Chile need a registered company?
Yes. A business account requires a registered company with a RUT. Many software founders form a SpA through the Tu Empresa en un Dia portal. Confirm the requirements with the provider, as of 13 March 2026.
Can a SaaS company in Chile receive revenue in US dollars?
Yes. Traditional banks offer US dollar accounts and Comex foreign trade services, while Global66 lets a company hold and convert several currencies including the US dollar. Rules and pricing vary, so confirm with the provider, as of 13 March 2026.
How much does a SaaS account cost in Chile?
As of 13 March 2026, digital providers such as Mercado Pago and Global66 charge no maintenance fee, while a traditional bank package is priced in UF and some waive it above a set average balance. Card processing and currency conversion carry their own costs. Confirm current pricing with the provider.
Fees, features, and eligibility change and vary by region. This page was last reviewed on 13 March 2026. Confirm current terms with the provider before applying.