Chile · Agencies

Best business accounts for Agencies in Chile

By Morten Andersen, cofounder of Business Bank Index
Reviewed by Fredrik Filipsson
Snapshot

Agencies in Chile usually want a low cost current account, simple invoicing and transfers, and a card for project expenses, with foreign currency support when clients are abroad. BCI Pyme suits agencies that want a bank with trade services, Mercado Pago opens quickly with no maintenance fee, and Global66 helps with paying and billing across borders.

Suits Agencies best
BCI Pyme for a bank with services, Mercado Pago for fast low cost collection, Global66 for cross border billing.
Typical monthly fee
Free at digital providers; BCI Pyme starts near 0.4 UF a month including VAT and is waived above a set average balance. Confirm with provider.
Non resident position
A Chilean registered entity with a RUT and a legal representative domiciled in Chile is normally required. Verify with the provider.
Providers that fit
Three covered here
Fees and features as of 10 November 2025Last reviewed 10 November 2025

General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.

Agencies in Chile generally want low cost, fast invoicing, and a card for expenses, with foreign currency support for overseas clients. BCI Pyme suits agencies wanting a full bank, Mercado Pago opens quickly with no maintenance fee, and Global66 helps with cross border payments. Information as of 10 November 2025, not advice.

What Agencies in Chile need from a business account

Agencies bill a handful of clients on project terms, carry staff and subcontractor costs, and often invoice clients abroad. The priorities are a low monthly cost, fast invoicing and transfers through the Transferencias en Linea network, expense cards, and foreign currency handling when revenue comes from overseas. A registered company with a RUT is required to open a business account.

BCI
A full bank with Pyme plans and trade services, with a monthly package that is waived above a set average balance.
Best for
Agencies wanting a bank with services
Monthly fee
From about 0.4 UF a month including VAT
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Mercado Pago
No maintenance fee and fast online opening with strong payment collection, with limited cash and branch services.
Best for
Fast onboarding and client collection
Monthly fee
No maintenance fee
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Global66
A multi currency account built for cross border payments, with fewer branch and lending services than a bank.
Best for
Agencies billing clients abroad
Monthly fee
No maintenance fee
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We do not list a business account that is confirmed available to Agencies in Chile through an affiliate as of 10 November 2025. The local providers above serve business customers in Chile. Compare these options directly, see the related guides below for markets where listed providers are available, and verify any option with the provider before applying.

Questions about banking for Agencies in Chile

Which account suits an agency in Chile?
Many agencies use BCI Pyme for a full bank, Mercado Pago for fast low cost collection, or Global66 for cross border billing. Weigh the cost against the services you use. Information as of 10 November 2025, not advice.
Do agencies in Chile need a registered company?
A business account requires a registered company with a RUT. Many agencies form a SpA through the Tu Empresa en un Dia portal. Confirm the requirements with the provider, as of 10 November 2025.
Can an agency collect foreign currency in Chile?
Yes. Traditional banks offer foreign currency and Comex services, while Global66 and similar providers help with cross border payments. Rules and pricing vary, so confirm with the provider, as of 10 November 2025.
How much does an agency account cost in Chile?
As of 10 November 2025, digital providers such as Mercado Pago and Global66 charge no maintenance fee, while BCI Pyme starts near 0.4 UF a month including VAT and waives it above a set average balance. Confirm current pricing with the provider.

Fees, features, and eligibility change and vary by region. This page was last reviewed on 10 November 2025. Confirm current terms with the provider before applying.

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