Limited companies in Bulgaria, the EOOD and OOD, can open a business account at a traditional bank or a licensed digital provider, but the capital accumulation account used to register the company is provided only by traditional banks. Revolut Business and Wise Business serve already registered companies.
Suits LLC and Corporations best
A traditional bank for capital and cash, Revolut or Wise for operations
Typical monthly fee
EUR 0 to about EUR 30 a month, plus traditional bank fees
Non resident position
Possible. Digital providers can open remotely, while traditional banks ask for an in person visit and a one time KYC fee. Verify with the provider.
Providers that fit
3 digital providers plus traditional banks
Fees and features as of 10 March 2026Last reviewed 10 March 2026
General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.
A Bulgarian limited company, the EOOD or OOD, usually opens a capital accumulation account at a traditional bank to record its share capital before it registers in the Commercial Register, then runs day to day banking either at that bank or with a licensed digital provider. Many companies pair a traditional bank for capital and cash with a neobank for operations. Fees and features below are shown as of 10 March 2026, so confirm current terms with the provider before applying.
What LLC and Corporations in Bulgaria need from a business account
A limited company needs a capital accumulation account for formation, then an operating account for payments, payroll and cards. Bulgaria is in the euro area and SEPA, so euro banking is straightforward. The key point is that neobanks do not provide the capital deposit account, so a traditional bank is needed for that step and for cash and lending, while a neobank can lower the cost of everyday operations.
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Revolut Business
All in one operating account for a registered company, with cards, payroll support and spending controls. Does not provide the capital accumulation account. No cash deposits.
Compare accounts for LLC and Corporations in Bulgaria
These providers accept LLC and Corporations in Bulgaria. Fees and eligibility shown as of 10 March 2026. Confirm current terms with the provider before applying.
Questions about banking for LLC and Corporations in Bulgaria
How does an EOOD or OOD open a bank account in Bulgaria?
A new limited company usually opens a capital accumulation account at a traditional bank to record its share capital, obtains a deposit confirmation, registers in the Commercial Register, then converts the account into an operating account. Afterwards it can also use a licensed digital provider for everyday banking. Confirm the steps and current terms with the bank. This is general information, not advice.
Can a company use Revolut Business or Wise Business in Bulgaria?
Yes, for an already registered company. Revolut Business and Wise Business serve registered Bulgarian companies for operating accounts, but they do not provide the capital accumulation account needed to form the company, so that step is handled by a traditional bank. Verify current terms with the provider.
How much share capital does a Bulgarian EOOD need?
A Bulgarian limited company can be formed with a very low minimum share capital, historically a token amount, which is recorded through a capital accumulation account at a bank. Exact requirements and any rounding into euro should be confirmed with a notary, the bank and the Commercial Register, so verify before applying. This is general information, not advice.
What currency are company accounts in Bulgaria held in?
The euro. Bulgaria adopted the euro on 1 January 2026, so new company accounts are opened in euro and sit inside the SEPA area. Confirm current terms with the provider.
Fees, features, and eligibility change and vary by region. This page was last reviewed on 10 March 2026. Confirm current terms with the provider before applying.