Banking for a crypto or Web3 company in Bulgaria is restricted. Traditional banks and mainstream neobanks such as Revolut Business and Wise Business can serve an operating company for ordinary expenses, but they generally do not support crypto trading or custody activity, which needs specific licensing under the EU MiCA framework. Verify acceptance with each provider.
Suits Crypto and Web3 best
No mainstream provider is a clear fit for crypto activity. Verify acceptance
Typical monthly fee
EUR 0 to about EUR 30 a month for an operating account
Non resident position
Possible. Digital providers can open remotely, while traditional banks ask for an in person visit and a one time KYC fee. Verify with the provider.
Providers that fit
Few, with restrictions. Crypto activity often declined
Fees and features as of 28 April 2026Last reviewed 28 April 2026
General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.
A Bulgarian company working in crypto or Web3 can usually open a normal euro account for salaries, rent and supplier payments, but mainstream banks and neobanks frequently decline or limit accounts tied to crypto trading, exchange or custody. Under the EU MiCA rules, a crypto asset service provider needs authorisation, and banking is often arranged with specialist providers. Fees and features below are shown as of 28 April 2026, and acceptance is the key question, so confirm current terms with the provider before applying.
What Crypto and Web3 in Bulgaria need from a business account
A crypto or Web3 business needs an account that will accept its activity. Many providers separate an ordinary operating company, which they may serve, from a regulated crypto asset service, which they often will not. Bulgaria is in the euro area and SEPA, so the practical issue is rarely currency and almost always whether the provider accepts crypto related business and what licences it requires. State your activity clearly and verify before applying.
R
Revolut Business
Can serve a Bulgarian operating company for ordinary expenses, but crypto exchange, custody and trading activity is generally restricted. Check acceptance for your specific activity.
Multi currency account for ordinary company payments. Wise generally does not support crypto asset businesses, so confirm whether your activity is accepted.
These providers accept Crypto and Web3 in Bulgaria. Fees and eligibility shown as of 28 April 2026. Confirm current terms with the provider before applying.
Questions about banking for Crypto and Web3 in Bulgaria
Can a crypto company open a business account in Bulgaria?
Sometimes, for ordinary operating costs, but acceptance is the main hurdle. Mainstream banks and neobanks often decline or restrict accounts tied to crypto trading, exchange or custody, and a regulated crypto asset service provider needs authorisation under the EU MiCA framework. Verify acceptance with each provider before applying. This is general information, not advice.
Do crypto businesses in Bulgaria need a MiCA licence?
A business that provides crypto asset services, such as exchange or custody, generally needs authorisation as a crypto asset service provider under the EU MiCA framework, supervised by the national regulator. Rules are detailed and depend on your activity, so confirm your obligations with a qualified adviser and the regulator. This is general information, not advice.
Will Revolut Business or Wise Business accept a crypto company in Bulgaria?
They may accept an ordinary operating company, but both generally restrict accounts connected to crypto trading, exchange or custody. Whether your specific activity is accepted depends on the provider and your circumstances, so verify before applying.
What currency are these accounts held in?
The euro. Bulgaria adopted the euro on 1 January 2026, so new business accounts are held in euro and sit inside the SEPA area. Confirm current terms with the provider.
Fees, features, and eligibility change and vary by region. This page was last reviewed on 28 April 2026. Confirm current terms with the provider before applying.