Independent consultants and consulting firms in Bulgaria are usually well served by a low cost euro account with clean invoicing and bookkeeping exports. Revolut Business, Wise Business and Payoneer accept Bulgarian registered consultants.
Suits Consultants best
Revolut Business for an all in one account, Wise Business for foreign clients
Typical monthly fee
EUR 0 to about EUR 25 a month depending on plan
Non resident position
Possible. Digital providers can open remotely, while traditional banks ask for an in person visit and a one time KYC fee. Verify with the provider.
Providers that fit
3 providers commonly fit, plus traditional banks
Fees and features as of 11 April 2026Last reviewed 11 April 2026
General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.
Consultants in Bulgaria mostly need to invoice clients, get paid in euro or other currencies, and keep clean records for tax. A euro account in the SEPA area covers most needs, with a multi currency option for foreign clients. Fees and features below are shown as of 11 April 2026, so confirm current terms with the provider before applying.
What Consultants in Bulgaria need from a business account
Consultants value low running costs, simple invoicing, card payments, and easy exports for an accountant. They rarely handle cash. Bulgaria is in the euro area and SEPA, so the main differences between providers are monthly cost, foreign exchange handling for non euro clients, and the quality of the app and bookkeeping tools.
R
Revolut Business
All in one account with invoicing, cards and accounting integrations. Remote opening for Bulgarian companies. No cash deposits.
These providers accept Consultants in Bulgaria. Fees and eligibility shown as of 11 April 2026. Confirm current terms with the provider before applying.
Questions about banking for Consultants in Bulgaria
What is the best account for a consultant in Bulgaria?
It depends on your clients. Revolut Business offers an all in one account with invoicing and cards, Wise Business suits consultants billing foreign clients, and Payoneer helps collect international payments. Compare the features you use and verify current terms with the provider. This is general information, not advice.
Can a self employed consultant open a business account in Bulgaria?
Yes. Self employed consultants can open an account with a licensed digital provider for an already registered business, while a traditional bank can open a company or sole trader account. Requirements and eligibility vary, so confirm current terms with the provider before applying.
Is there a free account for consultants in Bulgaria?
Yes. Wise Business has no monthly fee and Revolut Business offers a free Basic plan as of 11 April 2026, though paid plans add features. Traditional bank accounts usually carry a monthly fee. Check current pricing with the provider.
What currency are consultant accounts in Bulgaria held in?
The euro. Bulgaria joined the euro area on 1 January 2026, so new business accounts are opened in euro and sit inside the SEPA area. Confirm current terms with the provider.
Fees, features, and eligibility change and vary by region. This page was last reviewed on 11 April 2026. Confirm current terms with the provider before applying.