Is Wise Business available for business in France?

Availability

Wise Business for business in France: Available

Key eligibility: A registered French business or sole trader, with director ID and proof of the business
Non resident position: Accepts businesses registered in many countries, subject to the country of incorporation
Local currency support: Holds and converts 40 plus currencies; the euro account has used a Belgian IBAN
Headline monthly fee: No monthly fee; one time setup fee about 50 EUR

Availability and fees as of 1 January 2026Last reviewed 1 January 2026

General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.

Yes. Wise Business serves businesses in France. You can register online as a sole trader, a micro enterprise, or an incorporated company such as a SARL or SAS, hold and convert more than 40 currencies, and receive local bank details in several regions. There is no monthly fee, only a one time setup fee and per transaction pricing.

Does Wise Business serve business customers in France?

Wise offers its business account to companies and sole traders registered in France, and the account opens online without a branch visit. Wise is an electronic money institution rather than a bank, so it provides payment and currency accounts rather than lending or overdrafts. For most French freelancers and small companies this is enough for invoicing, paying suppliers, and holding foreign currency. Larger or more regulated structures should confirm that the account covers their needs before they move banking across.

Eligibility for businesses in France

You normally need a registered French business with a SIREN or SIRET, identity documents for the directors and significant owners, and details of what the business does. Wise restricts some activities, including adult content, gambling, weapons, and cryptocurrency trading, so a business in one of those sectors may not qualify. Incorporated companies sometimes face more checks than sole traders. Verify with the provider

What it costs locally

Wise Business has no monthly account fee. Registering a business account in the European Economic Area, which includes France, carries a one time setup fee of about 50 EUR. After that you pay per use: currency conversion is charged as a percentage that varies by currency, and some payment types carry a small fee. Holding money in your account is free. As of 1 January 2026

What local users report

French users commonly praise the low cost of currency conversion and the speed of online setup. The most frequent point to check is the IBAN: the euro balance has typically carried a Belgian IBAN, and a small number of French payers or systems still expect a French IBAN. Wise does not offer lending or a cash deposit network, so businesses that need those keep a separate French bank relationship.

How to open Wise Business for business in France

Check that your French business and its activity meet the Wise eligibility criteria
Register online and verify the identity of the directors and significant owners
Pay the one time setup fee and activate your currency balances and bank details

Open with Wise Business →

Questions about Wise Business in France

Can a French business open a Wise Business account?

Yes. Wise accepts French registered businesses, including sole traders and micro enterprises as well as incorporated companies such as SARL and SAS. You verify your identity and your business online. As of 1 January 2026, confirm eligibility for your structure with the provider.

Does Wise Business charge a monthly fee in France?

No. Wise Business has no monthly account fee. There is a one time setup fee of about 50 EUR when you register in the European Economic Area, which includes France. You then pay per transaction for conversions and some payments. As of 1 January 2026, check the current setup fee and pricing with the provider.

What IBAN does a Wise euro account use for a French business?

Wise provides a euro account that has typically used a Belgian IBAN, which begins with BE. SEPA payments work across the euro area regardless of the IBAN country. Some payers in France ask for a French IBAN, so confirm this matters for your customers before relying on it. As of 1 January 2026, verify the current IBAN with the provider.

Which business activities does Wise not accept?

Wise restricts certain sectors, including adult content, gambling and betting, weapons, and cryptocurrency trading. A French business in one of these sectors may not be eligible. As of 1 January 2026, confirm the current restricted activity list with the provider.

Availability, fees, and eligibility change. This page was last reviewed on 1 January 2026. Confirm the current position with Wise Business before applying.