Wise Business for business in Brazil: Available with limits
- Key eligibility
- A business registered in Brazil with a CNPJ. Wise can currently onboard a Brazilian business only where the single owner holds 100 percent of the company and is the same person as the personal Wise account holder
- Non resident position
- Wise holds a Brazil licence and offers a Wise Business account to a Brazil registered business. Onboarding is currently limited to a sole owner who holds the whole company and matches the personal account holder
- Local currency support
- Holds more than 40 currencies including the Brazilian real, with an integrated international Visa debit card. You can hold the Brazilian real, but Wise notes you cannot send money to or from the Brazilian real for business accounts
- Headline monthly fee
- Wise charges a one time setup fee of R$250 for the Brazil business account, which includes one physical card and up to five digital cards. Transfer and conversion fees apply per transaction
General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.
Does Wise Business serve business customers in Brazil?
Yes, with limits. Wise holds a licence in Brazil and offers a Wise Business account to companies registered in Brazil, which it describes as the first business account in Brazil to offer more than 40 currencies and to include an integrated international Visa debit card. To open the account a Brazil registered business provides its name, address, CNPJ, activities and income. Wise notes that it can currently onboard a Brazilian business only where the owner of the company is the same person as the personal Wise account holder, with a single owner holding 100 percent of the company. You can hold the Brazilian real in the account, but Wise notes you cannot send money to or from the Brazilian real for business accounts, so it works as a multi currency account for international use alongside local Brazilian banking. As of 16 December 2025, confirm the current onboarding rules and limits with Wise.
Eligibility for businesses in Brazil
Wise asks a Brazil registered business for its name, address, CNPJ, activities and income, and runs identity and compliance checks. Its current onboarding for a Brazilian business is limited to companies with a single owner who holds 100 percent of the company, where that owner is the same person as the personal Wise account holder, so businesses with more than one owner may not yet be accepted. Eligibility and these onboarding rules can change, so confirm the current position with Wise before applying. Wise provides a multi currency account rather than a full local Brazilian current account for all domestic banking. Verify with the provider
What it costs locally
Wise charges a one time setup fee of R$250 for the Brazil business account, which it says includes one physical card and up to five digital cards. Beyond that, Wise applies transfer and conversion fees per transaction based on the currencies and amounts, rather than a fixed monthly account fee. As of 16 December 2025, confirm the current setup fee and the live fees for your currency pairs with Wise. As of 16 December 2025
What local users report
Wise markets the Brazil business account at microbusinesses and companies that need to hold and use foreign currencies, and users commonly value the multi currency balances and the international debit card. The noted limits, a single owner onboarding rule and the inability to send to or from the Brazilian real for business accounts, shape how the account is used. As of 16 December 2025, confirm the current rates, limits and onboarding rules with the provider before relying on them.
How to open Wise Business for business in Brazil
- Confirm you have a business registered in Brazil with a CNPJ and that your company has a single owner who holds 100 percent of it and matches your personal Wise account holder, as Wise currently requires
- Apply for the Wise Business account with your company name, address, CNPJ, activities and income, complete the identity and compliance checks, and pay the one time setup fee of R$250
- Once approved, add and hold the currencies you need including the Brazilian real, activate the international Visa debit card, and use the account for international payments alongside your local Brazilian banking
Questions about Wise Business in Brazil
Is Wise Business available for business in Brazil?
Can a company registered in Brazil open a Wise Business account?
Does Wise Business support the Brazilian real?
How much does the Wise Business account cost in Brazil?
Availability, fees, and eligibility change. This page was last reviewed on 16 December 2025. Confirm the current position with Wise Business before applying.