Is Wise Business available for business in Austria?

By Morten Andersen, cofounder of Business Bank Index
Reviewed by Fredrik Filipsson · Last reviewed 29 January 2026
Availability

Wise Business for business in Austria: Available

Key eligibility
A business registered in Austria, including sole traders, freelancers, limited and public companies and partnerships, with verified company details and proof of business activity
Non resident position
The account is tied to the registered business rather than the owner nationality. Wise verifies directors and beneficial owners, and onboarding for an Austria registered business is open across the EEA
Local currency support
Holds and converts dozens of currencies and provides local account details for around 11 currencies, including a euro IBAN that an Austrian business can use to receive and send euro payments
Headline monthly fee
No monthly account fee. A one time registration fee applies to EEA businesses at signup, and per transaction conversion and card fees apply by use
Availability and fees as of 29 January 2026Last reviewed 29 January 2026

General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.

As of 29 January 2026, Wise Business is available to businesses registered in Austria. Wise onboards businesses across the European Economic Area, which includes Austria, so an Austrian sole trader or company can open a multi currency account with local euro account details. There is no monthly fee, though a one time registration fee applies at signup and conversion and transfer fees apply per use.

Does Wise Business serve business customers in Austria?

Yes. Wise Business serves businesses registered across the European Economic Area, and Austria is inside that area, so an Austrian registered company, partnership, freelancer or sole trader can apply. The account is a multi currency account rather than a traditional Austrian bank account, and it provides local account details in several currencies, including a euro IBAN, alongside the ability to hold and convert dozens of currencies. Wise is an electronic money institution, not a deposit taking bank, so funds are safeguarded rather than covered by a deposit guarantee scheme. As of 29 January 2026.

Eligibility for businesses in Austria

To open, the business should be registered in a supported region such as Austria, and you provide company registration details, information on the business and its activity, and identity verification for the owners and directors. Wise accepts a range of structures, including limited and public companies, sole traders, freelancers and partnerships, though it does not onboard certain higher risk activities. The exact documents requested depend on the business structure and ownership. Verify with the provider

What it costs locally

There is no monthly account fee for Wise Business, but EEA businesses pay a one time registration fee when they sign up, and the exact amount is shown at signup for an Austrian business. Beyond that, Wise charges per use: a conversion fee when you switch between currencies, a small fee on most transfers, and card and ATM fees on the optional business card. Receiving euro and several other currencies into your local account details is free, while some other receiving methods carry a fee. As of 29 January 2026

What local users report

Austrian businesses that trade across borders often use Wise Business for euro and foreign currency payments because of the local euro account details and the mid market exchange rate with a transparent conversion fee. Some users keep a traditional Austrian bank account for cash handling, payroll connections or local direct debits, and use Wise for international invoicing and supplier payments. As with any provider, verification times and document requests vary by business. As of 29 January 2026.

How to open Wise Business for business in Austria

  1. Start an application at the Wise Business signup and select Austria as the country of registration
  2. Provide company registration details, business activity information and identity verification for owners and directors
  3. Pay the one time registration fee, then activate your euro and other local account details once verification completes
Open with Wise Business →

Questions about Wise Business in Austria

Is Wise Business available for business in Austria?
Yes. As of 29 January 2026 Wise Business onboards businesses registered across the European Economic Area, which includes Austria, so an Austrian company, partnership, freelancer or sole trader can open a multi currency account with local euro account details. Verify current terms with the provider. This is general information, not advice.
Does Wise Business give an Austrian business a euro IBAN?
Wise Business provides local euro account details, including an IBAN, that an Austria registered business can use to receive and send euro payments, alongside local details for several other currencies, as of 29 January 2026. Confirm the current account details with the provider.
What does Wise Business cost for an Austrian business?
There is no monthly account fee, but EEA businesses pay a one time registration fee at signup, and conversion, transfer and card fees apply per use. The registration fee amount is shown during signup for an Austrian business, as of 29 January 2026. Check current pricing with the provider.
Is Wise Business a bank in Austria?
Wise is an electronic money institution rather than a deposit taking bank, so business funds are safeguarded rather than covered by a deposit guarantee scheme, as of 29 January 2026. It provides a multi currency account with local details, not a traditional Austrian bank account. Verify the current position with the provider.

Availability, fees, and eligibility change. This page was last reviewed on 29 January 2026. Confirm the current position with Wise Business before applying.

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