Is Tide available for business in Germany?

Availability

Tide for business in Germany: Available

Key eligibility: Tide offers a business account to businesses based in Germany, including sole traders, freelancers, the UG and the GmbH
Non resident position: Aimed at businesses based in Germany. Confirm any residency and registration requirements with the provider
Local currency support: Euro account with a German IBAN
Headline monthly fee: A free business account with no monthly account fee is advertised, with charges for some extra services and higher tiers. Confirm the current plans and fees with the provider

Availability and fees as of 8 June 2026Last reviewed 8 June 2026

General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.

Yes. As of 8 June 2026, Tide serves business customers in Germany. Tide launched in Germany as its third market, after the United Kingdom and India, and offers a business account, known locally as a Geschäftskonto, with a German IBAN in euro and a free tier. The account is built for small businesses and the self employed, with invoicing and accounting tools. Confirm your eligibility and the current plan with Tide before applying.

Does Tide serve business customers in Germany?

Yes. Tide entered Germany as its third market and provides a business account to companies and the self employed based there, with accounts supported by a partner under an electronic money or banking licence. A German business receives a euro account with a German IBAN, a Debit Mastercard, and tools for invoicing and accounting including a DATEV interface. Tide offers tailored onboarding for sole traders, freelancers, small business owners and company forms such as the UG and the GmbH. As of 8 June 2026.

Eligibility for businesses in Germany

Tide expects a business based in Germany and the usual identity and business details, with onboarding paths for sole traders, freelancers and registered companies such as the UG and the GmbH. The free account advertises quick online opening without a SCHUFA check for the basic product. Requirements can vary by legal form and product, so confirm the documents and any conditions with the provider. Verify with the provider

What it costs locally

Tide advertises a free business account in Germany with no monthly account management fee and no minimum deposit, with charges for some additional services and higher tiers. Promotional offers have appeared from time to time. Prices and conditions change, so confirm the current plans and fees with the provider. As of 8 June 2026

What local users report

Tide reports more than a million members across its markets and positions the German account around quick opening and integrated invoicing and accounting. As a newer entrant in Germany, the local track record is shorter than in the United Kingdom, so review the current features and any limits before relying on it. As of 8 June 2026.

How to open Tide for business in Germany

Confirm your business is based in Germany and choose the account type that matches your legal form, such as sole trader, freelancer, UG or GmbH.
Start the application on the Tide Germany site or app and upload your identity and business details.
Complete verification, then activate your euro account, German IBAN and Debit Mastercard once approved.